Eswatini vs Kenya: Risk premium on lending

Eswatini
1.7%
in 2024
Kenya
1.3%
in 2024
Eswatini rank
69th
Kenya rank
71st

Risk premium on lending over time

  • Eswatini
  • Kenya
-30-20-10010197519992024

How they compare

Eswatini currently reports 1.7% against 1.3% in Kenya, a difference of 0.4%.

That makes Eswatini's figure about 1.3 times Kenya's.

The two have swapped places 5 times across 35 shared years of data; in 1990 it was Kenya ahead.

Eswatini ranks 69th and Kenya ranks 71st of 86 countries.

Across the 4 decades both report, Eswatini averaged higher in 1 and Kenya in 3.

Head to head by decade

Decade Eswatini Kenya Difference Ahead
1990s 5.0% 3.7% 1.3% Eswatini
2000s 4.5% 8.1% 3.6% Kenya
2010s 2.6% 7.0% 4.4% Kenya
2020s 1.9% 3.4% 1.5% Kenya

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Eswatini or Kenya?
Eswatini, at 1.7% against 1.3% in Kenya as of 2024.
What is the difference in risk premium on lending between Eswatini and Kenya?
0.4%, with Eswatini ahead.
How many years of comparable data are there for Eswatini and Kenya?
35 years are reported by both, from 1990 to 2024.
How do Eswatini and Kenya rank globally for risk premium on lending?
Eswatini ranks 69th and Kenya ranks 71st of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

Individual pages

Share, cite or embed this page

Cite this page

Eswatini vs Kenya: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 08 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/eswatini/kenya/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/eswatini/kenya/">Eswatini vs Kenya: Risk premium on lending</a> — Statizoid

About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.