Guyana vs Seychelles: Risk premium on lending
Risk premium on lending over time
- Guyana
- Seychelles
How they compare
Seychelles currently reports 7.4% against 7.1% in Guyana, a difference of 0.3%.
The two have swapped places 7 times across 37 shared years of data; in 1989 it was Guyana ahead.
Guyana ranks 21st and Seychelles ranks 19th of 86 countries.
Guyana has averaged higher in every one of the 5 decades both report.
Head to head by decade
| Decade | Guyana | Seychelles | Difference | Ahead |
|---|---|---|---|---|
| 1980s | 3.8% | 2.1% | 1.7% | Guyana |
| 1990s | 4.2% | 3.7% | 0.5% | Guyana |
| 2000s | 10.4% | 5.7% | 4.7% | Guyana |
| 2010s | 11.2% | 6.5% | 4.8% | Guyana |
| 2020s | 7.3% | 7.1% | 0.2% | Guyana |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Guyana or Seychelles?
- Seychelles, at 7.4% against 7.1% in Guyana as of 2025.
- What is the difference in risk premium on lending between Guyana and Seychelles?
- 0.3%, with Seychelles ahead.
- How many years of comparable data are there for Guyana and Seychelles?
- 37 years are reported by both, from 1989 to 2025.
- How do Guyana and Seychelles rank globally for risk premium on lending?
- Guyana ranks 21st and Seychelles ranks 19th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.