Hong Kong vs New Zealand: Risk premium on lending
Risk premium on lending over time
- Hong Kong
- New Zealand
How they compare
New Zealand currently reports 3.0% against 2.7% in Hong Kong, a difference of 0.3%.
That makes New Zealand's figure about 1.1 times Hong Kong's.
Across all 20 years both countries report, Hong Kong has been ahead every year.
Hong Kong ranks 57th and New Zealand ranks 54th of 86 countries.
Hong Kong has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Hong Kong | New Zealand | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 2.9% | 2.2% | 0.7% | Hong Kong |
| 2000s | 4.1% | 1.7% | 2.4% | Hong Kong |
| 2010s | 4.8% | 3.1% | 1.7% | Hong Kong |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Hong Kong or New Zealand?
- New Zealand, at 3.0% against 2.7% in Hong Kong as of 2017.
- What is the difference in risk premium on lending between Hong Kong and New Zealand?
- 0.3%, with New Zealand ahead.
- How many years of comparable data are there for Hong Kong and New Zealand?
- 20 years are reported by both, from 1998 to 2017.
- How do Hong Kong and New Zealand rank globally for risk premium on lending?
- Hong Kong ranks 57th and New Zealand ranks 54th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.