Hong Kong vs Philippines: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Hong Kong
- Philippines
How they compare
Philippines currently reports 2.8% against 2.7% in Hong Kong, a difference of 0.1%.
The two have swapped places 10 times across 28 shared years of data; in 1992 it was Hong Kong ahead.
Hong Kong ranks 56th and Philippines ranks 55th of 86 countries.
Hong Kong has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Hong Kong | Philippines | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 3.1% | 2.5% | 0.6% | Hong Kong |
| 2000s | 4.1% | 3.5% | 0.6% | Hong Kong |
| 2010s | 4.6% | 4.0% | 0.5% | Hong Kong |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Hong Kong or Philippines?
- Philippines, at 2.8% against 2.7% in Hong Kong as of 2019.
- What is the difference in risk premium on lending between Hong Kong and Philippines?
- 0.1%, with Philippines ahead.
- How many years of comparable data are there for Hong Kong and Philippines?
- 28 years are reported by both, from 1992 to 2019.
- How do Hong Kong and Philippines rank globally for risk premium on lending?
- Hong Kong ranks 56th and Philippines ranks 55th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.