Hong Kong, China vs Thailand: Risk premium on lending
Risk premium on lending over time
- Hong Kong, China
- Thailand
How they compare
Hong Kong, China currently reports 2.7% against 2.4% in Thailand, a difference of 0.3%.
That makes Hong Kong, China's figure about 1.1 times Thailand's.
The two have swapped places 3 times across 23 shared years of data; in 2001 it was Thailand ahead.
Hong Kong, China ranks 57th and Thailand ranks 59th of 86 countries.
Hong Kong, China has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Hong Kong, China | Thailand | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 4.3% | 2.9% | 1.3% | Hong Kong, China |
| 2010s | 4.6% | 2.7% | 1.8% | Hong Kong, China |
| 2020s | 3.2% | 2.5% | 0.7% | Hong Kong, China |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Hong Kong, China or Thailand?
- Hong Kong, China, at 2.7% against 2.4% in Thailand as of 2025.
- What is the difference in risk premium on lending between Hong Kong, China and Thailand?
- 0.3%, with Hong Kong, China ahead.
- How many years of comparable data are there for Hong Kong, China and Thailand?
- 23 years are reported by both, from 2001 to 2025.
- How do Hong Kong, China and Thailand rank globally for risk premium on lending?
- Hong Kong, China ranks 57th and Thailand ranks 59th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.