Iceland vs United States: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Iceland
- United States
How they compare
United States currently reports 3.2% against 3.1% in Iceland, a difference of 0.1%.
The two have swapped places 5 times across 30 shared years of data; in 1992 it was United States ahead.
Iceland ranks 51st and United States ranks 50th of 86 countries.
Across the 4 decades both report, Iceland averaged higher in 3 and United States in 1.
Head to head by decade
| Decade | Iceland | United States | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 5.0% | 3.2% | 1.8% | Iceland |
| 2000s | 5.7% | 3.3% | 2.4% | Iceland |
| 2010s | 2.4% | 3.2% | 0.7% | United States |
| 2020s | 3.7% | 3.2% | 0.5% | Iceland |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Iceland or United States?
- United States, at 3.2% against 3.1% in Iceland as of 2021.
- What is the difference in risk premium on lending between Iceland and United States?
- 0.1%, with United States ahead.
- How many years of comparable data are there for Iceland and United States?
- 30 years are reported by both, from 1992 to 2021.
- How do Iceland and United States rank globally for risk premium on lending?
- Iceland ranks 51st and United States ranks 50th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.