Iceland vs United States of America: Risk premium on lending
Risk premium on lending over time
- Iceland
- United States of America
How they compare
United States of America currently reports 3.2% against 3.1% in Iceland, a difference of 0.1%.
The two have swapped places 5 times across 30 shared years of data; in 1992 it was United States of America ahead.
Iceland ranks 52nd and United States of America ranks 51st of 86 countries.
Across the 4 decades both report, Iceland averaged higher in 3 and United States of America in 1.
Head to head by decade
| Decade | Iceland | United States of America | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 5.0% | 3.2% | 1.8% | Iceland |
| 2000s | 5.7% | 3.3% | 2.4% | Iceland |
| 2010s | 2.4% | 3.2% | 0.7% | United States of America |
| 2020s | 3.7% | 3.2% | 0.5% | Iceland |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Iceland or United States of America?
- United States of America, at 3.2% against 3.1% in Iceland as of 2021.
- What is the difference in risk premium on lending between Iceland and United States of America?
- 0.1%, with United States of America ahead.
- How many years of comparable data are there for Iceland and United States of America?
- 30 years are reported by both, from 1992 to 2021.
- How do Iceland and United States of America rank globally for risk premium on lending?
- Iceland ranks 52nd and United States of America ranks 51st of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.