Kenya vs Malaysia: Risk premium on lending

Kenya
1.3%
in 2024
Malaysia
1.8%
in 2016
Kenya rank
71st
Malaysia rank
68th

Risk premium on lending over time

  • Kenya
  • Malaysia
-30-20-10010197620002024

How they compare

Malaysia currently reports 1.8% against 1.3% in Kenya, a difference of 0.5%.

That makes Malaysia's figure about 1.3 times Kenya's.

The two have swapped places 4 times across 27 shared years of data; in 1990 it was Kenya ahead.

Kenya ranks 71st and Malaysia ranks 68th of 86 countries.

Across the 3 decades both report, Kenya averaged higher in 2 and Malaysia in 1.

Head to head by decade

Decade Kenya Malaysia Difference Ahead
1990s 3.7% 3.7% 0.0% Malaysia
2000s 8.1% 3.6% 4.5% Kenya
2010s 7.6% 1.8% 5.8% Kenya

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Kenya or Malaysia?
Malaysia, at 1.8% against 1.3% in Kenya as of 2016.
What is the difference in risk premium on lending between Kenya and Malaysia?
0.5%, with Malaysia ahead.
How many years of comparable data are there for Kenya and Malaysia?
27 years are reported by both, from 1990 to 2016.
How do Kenya and Malaysia rank globally for risk premium on lending?
Kenya ranks 71st and Malaysia ranks 68th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Kenya vs Malaysia: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/kenya/malaysia/

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About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.