Malawi vs Sierra Leone: Risk premium on lending

Malawi
21.2%
in 2024
Sierra Leone
19.5%
in 2025
Malawi rank
4th
Sierra Leone rank
5th

Risk premium on lending over time

  • Malawi
  • Sierra Leone
-20-1001020196519952025

How they compare

Malawi currently reports 21.2% against 19.5% in Sierra Leone, a difference of 1.7%.

That makes Malawi's figure about 1.1 times Sierra Leone's.

The two have swapped places 10 times across 42 shared years of data; in 1983 it was Malawi ahead.

Malawi ranks 4th and Sierra Leone ranks 5th of 86 countries.

Across the 5 decades both report, Malawi averaged higher in 4 and Sierra Leone in 1.

Head to head by decade

Decade Malawi Sierra Leone Difference Ahead
1980s 6.3% 7.1% 0.8% Sierra Leone
1990s 7.3% 5.6% 1.7% Malawi
2000s 11.9% 5.3% 6.6% Malawi
2010s 18.5% 7.9% 10.6% Malawi
2020s 17.1% 14.5% 2.6% Malawi

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Malawi or Sierra Leone?
Malawi, at 21.2% against 19.5% in Sierra Leone as of 2024.
What is the difference in risk premium on lending between Malawi and Sierra Leone?
1.7%, with Malawi ahead.
How many years of comparable data are there for Malawi and Sierra Leone?
42 years are reported by both, from 1983 to 2024.
How do Malawi and Sierra Leone rank globally for risk premium on lending?
Malawi ranks 4th and Sierra Leone ranks 5th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Malawi vs Sierra Leone: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/malawi/sierra-leone/

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<a href="https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/malawi/sierra-leone/">Malawi vs Sierra Leone: Risk premium on lending</a> — Statizoid

About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.