New Zealand vs Philippines: Risk premium on lending
Risk premium on lending over time
- New Zealand
- Philippines
How they compare
New Zealand currently reports 3.0% against 2.8% in Philippines, a difference of 0.2%.
That makes New Zealand's figure about 1.1 times Philippines's.
The two have swapped places 1 time across 20 shared years of data; in 1998 it was New Zealand ahead.
New Zealand ranks 54th and Philippines ranks 56th of 86 countries.
Across the 3 decades both report, New Zealand averaged higher in 1 and Philippines in 2.
Head to head by decade
| Decade | New Zealand | Philippines | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 2.2% | 1.8% | 0.4% | New Zealand |
| 2000s | 1.7% | 3.5% | 1.8% | Philippines |
| 2010s | 3.1% | 4.4% | 1.3% | Philippines |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, New Zealand or Philippines?
- New Zealand, at 3.0% against 2.8% in Philippines as of 2017.
- What is the difference in risk premium on lending between New Zealand and Philippines?
- 0.2%, with New Zealand ahead.
- How many years of comparable data are there for New Zealand and Philippines?
- 20 years are reported by both, from 1998 to 2017.
- How do New Zealand and Philippines rank globally for risk premium on lending?
- New Zealand ranks 54th and Philippines ranks 56th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.