New Zealand vs Serbia: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- New Zealand
- Serbia
How they compare
New Zealand currently reports -3.1% against -6.2% in Serbia, a difference of 3.1%.
Across all 8 years both countries report, New Zealand has been ahead every year.
New Zealand ranks 82nd and Serbia ranks 85th of 86 countries.
New Zealand has averaged higher in every one of the 2 decades both report.
Head to head by decade
| Decade | New Zealand | Serbia | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 1.7% | -9.1% | 10.8% | New Zealand |
| 2010s | 3.5% | -6.2% | 9.7% | New Zealand |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, New Zealand or Serbia?
- New Zealand, at -3.1% against -6.2% in Serbia as of 2025.
- What is the difference in risk premium on lending between New Zealand and Serbia?
- 3.1%, with New Zealand ahead.
- How many years of comparable data are there for New Zealand and Serbia?
- 8 years are reported by both, from 2003 to 2010.
- How do New Zealand and Serbia rank globally for risk premium on lending?
- New Zealand ranks 82nd and Serbia ranks 85th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.