New Zealand vs United States: Risk premium on lending
Risk premium on lending over time
- New Zealand
- United States
How they compare
United States currently reports 3.2% against 3.0% in New Zealand, a difference of 0.2%.
That makes United States's figure about 1.1 times New Zealand's.
The two have swapped places 2 times across 20 shared years of data; in 1998 it was United States ahead.
New Zealand ranks 54th and United States ranks 51st of 86 countries.
United States has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | New Zealand | United States | Difference | Ahead |
|---|---|---|---|---|
| 1990s | 2.2% | 3.4% | 1.3% | United States |
| 2000s | 1.7% | 3.3% | 1.5% | United States |
| 2010s | 3.1% | 3.2% | 0.1% | United States |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, New Zealand or United States?
- United States, at 3.2% against 3.0% in New Zealand as of 2021.
- What is the difference in risk premium on lending between New Zealand and United States?
- 0.2%, with United States ahead.
- How many years of comparable data are there for New Zealand and United States?
- 20 years are reported by both, from 1998 to 2017.
- How do New Zealand and United States rank globally for risk premium on lending?
- New Zealand ranks 54th and United States ranks 51st of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.