Papua New Guinea vs South Africa: Risk premium on lending

Papua New Guinea
4.1%
in 2024
South Africa
3.5%
in 2025
Papua New Guinea rank
47th
South Africa rank
48th

Risk premium on lending over time

  • Papua New Guinea
  • South Africa
-50510196019922025

How they compare

Papua New Guinea currently reports 4.1% against 3.5% in South Africa, a difference of 0.6%.

That makes Papua New Guinea's figure about 1.2 times South Africa's.

The two have swapped places 5 times across 31 shared years of data; in 1994 it was South Africa ahead.

Papua New Guinea ranks 47th and South Africa ranks 48th of 86 countries.

Across the 4 decades both report, Papua New Guinea averaged higher in 2 and South Africa in 2.

Head to head by decade

Decade Papua New Guinea South Africa Difference Ahead
1990s -1.8% 4.8% 6.6% South Africa
2000s 3.2% 4.1% 0.9% South Africa
2010s 5.2% 3.3% 1.9% Papua New Guinea
2020s 3.9% 3.4% 0.6% Papua New Guinea

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Papua New Guinea or South Africa?
Papua New Guinea, at 4.1% against 3.5% in South Africa as of 2024.
What is the difference in risk premium on lending between Papua New Guinea and South Africa?
0.6%, with Papua New Guinea ahead.
How many years of comparable data are there for Papua New Guinea and South Africa?
31 years are reported by both, from 1994 to 2024.
How do Papua New Guinea and South Africa rank globally for risk premium on lending?
Papua New Guinea ranks 47th and South Africa ranks 48th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Papua New Guinea vs South Africa: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 16 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/papua-new-guinea/south-africa/

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About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.