Philippines vs Thailand: Risk premium on lending

Philippines
2.8%
in 2019
Thailand
2.4%
in 2025
Philippines rank
56th
Thailand rank
59th

Risk premium on lending over time

  • Philippines
  • Thailand
0246197620002025

How they compare

Philippines currently reports 2.8% against 2.4% in Thailand, a difference of 0.4%.

That makes Philippines's figure about 1.2 times Thailand's.

The two have swapped places 3 times across 17 shared years of data; in 2001 it was Thailand ahead.

Philippines ranks 56th and Thailand ranks 59th of 86 countries.

Philippines has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Philippines Thailand Difference Ahead
2000s 3.9% 2.9% 0.9% Philippines
2010s 4.0% 2.7% 1.3% Philippines

Averages of every year both report within each decade.

Frequently asked questions

Which has higher risk premium on lending, Philippines or Thailand?
Philippines, at 2.8% against 2.4% in Thailand as of 2019.
What is the difference in risk premium on lending between Philippines and Thailand?
0.4%, with Philippines ahead.
How many years of comparable data are there for Philippines and Thailand?
17 years are reported by both, from 2001 to 2019.
How do Philippines and Thailand rank globally for risk premium on lending?
Philippines ranks 56th and Thailand ranks 59th of 86 countries.
Where does this data come from?
International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Philippines vs Thailand: Risk premium on lending. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/philippines/thailand/

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<a href="https://financial-sector.statizoid.com/compare/risk-premium-on-lending-lending-rate-minus-treasury-bill-rate-percent/philippines/thailand/">Philippines vs Thailand: Risk premium on lending</a> — Statizoid

About this data

Indicator
Risk premium on lending (lending rate minus treasury bill rate, %)
Unit
lending rate minus treasury bill rate, %
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
86 places, 2,478 data points, 1960–2025
Last refreshed

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.