Thailand vs United States: Risk premium on lending (lending rate minus treasury bill rate, %)
Risk premium on lending (lending rate minus treasury bill rate, %) over time
- Thailand
- United States
How they compare
Thailand currently reports 3.5% against 3.2% in United States, a difference of 0.3%.
That makes Thailand's figure about 1.1 times United States's.
The two have swapped places 3 times across 19 shared years of data; in 2001 it was Thailand ahead.
Thailand ranks 47th and United States ranks 50th of 86 countries.
United States has averaged higher in every one of the 3 decades both report.
Head to head by decade
| Decade | Thailand | United States | Difference | Ahead |
|---|---|---|---|---|
| 2000s | 2.9% | 3.3% | 0.3% | United States |
| 2010s | 2.7% | 3.2% | 0.4% | United States |
| 2020s | 2.7% | 3.2% | 0.5% | United States |
Averages of every year both report within each decade.
Frequently asked questions
- Which has higher risk premium on lending, Thailand or United States?
- Thailand, at 3.5% against 3.2% in United States as of 2025.
- What is the difference in risk premium on lending between Thailand and United States?
- 0.3%, with Thailand ahead.
- How many years of comparable data are there for Thailand and United States?
- 19 years are reported by both, from 2001 to 2021.
- How do Thailand and United States rank globally for risk premium on lending?
- Thailand ranks 47th and United States ranks 50th of 86 countries.
- Where does this data come from?
- International Financial Statistics database, International Monetary Fund (IMF), published as Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid refreshes it automatically from the source and publishes the full history for both places.
Individual pages
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.