5-bank asset concentration in Ghana
Ghana: 5-bank asset concentration was 50.09 in 2021. ▼ Falling
5-bank asset concentration in Ghana, 2006–2021
Source: Bankscope, Bureau van Dijk (BvD).
Analysis
The most recent figure for 5-bank asset concentration in Ghana is 50.09, measured in 2021.
The figure is up 1.3% on the previous year and down 6.8% over ten years.
Over the whole period, 5-bank asset concentration in Ghana peaked at 98.67 in 2006 and was at its lowest, 44.33, in 2015.
Ghana ranks 145th of 151 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 16 years of available data.
5-bank asset concentration in Ghana, year by year
| Year | Value | Change |
|---|---|---|
| 2006 | 98.67 | — |
| 2007 | 78.98 | -20.0% |
| 2008 | 65.96 | -16.5% |
| 2009 | 64.97 | -1.5% |
| 2010 | 55.01 | -15.3% |
| 2011 | 53.78 | -2.2% |
| 2012 | 55.27 | +2.8% |
| 2013 | 52.1 | -5.7% |
| 2014 | 49.91 | -4.2% |
| 2015 | 44.33 | -11.2% |
| 2016 | 44.82 | +1.1% |
| 2017 | 49.73 | +10.9% |
| 2018 | 48.01 | -3.5% |
| 2019 | 48.46 | +0.9% |
| 2020 | 49.45 | +2.0% |
| 2021 | 50.09 | +1.3% |
Ghana compared with similar countries
- Ghana's 50.09 is below the median for lower middle income countries, which is 84.23, 59% of the median. (34 countries reporting)
- Ghana's 50.09 is below the median for Sub-Saharan Africa, which is 92.9, 54% of the median. (33 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 77.15 | 64.97 | 98.67 | 4 |
| 2010s | 50.14 | 44.33 | 55.27 | 10 |
| 2020s | 49.77 | 49.45 | 50.09 | 2 |
Countries ranked near Ghana
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is 5-bank asset concentration in Ghana?
- 5-bank asset concentration in Ghana was 50.09 in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest 5-bank asset concentration recorded in Ghana?
- The highest recorded value was 98.67 in 2006.
- What is the lowest 5-bank asset concentration recorded in Ghana?
- The lowest recorded value was 44.33 in 2015.
- How does Ghana rank for 5-bank asset concentration?
- Ghana ranks 145th out of 151 countries with data for 2021.
- Is 5-bank asset concentration rising or falling in Ghana?
- Over the last ten years it is down 6.8%. The long-run trend across the full record is falling.
- Where does this Ghana data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of 5-bank asset concentration. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. (Sum(data2025) for five largest banks in Bankscope) / (Sum(data2025) for all banks in Bankscope). Only reported if number of banks in Bankscope is 5 or more. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.