Account ownership at a financial institution or with a in France

France: Account ownership at a financial institution or with a was 99.8% in 2024. ▬ Flat

Latest (2024)
99.8%
Change on year
down 0.2%
World rank
1st
of 106 countries
All-time high
100.0%
in 2021
All-time low
91.3%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in France, 2011–2024

0204060801002011201720242011: 96.6 % of population ages 15+2014: 95.5 % of population ages 15+2017: 91.3 % of population ages 15+2021: 100 % of population ages 15+2024: 99.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

France recorded 99.8% for account ownership at a financial institution or with a in 2024.

The figure is down 0.2% on the previous year and up 4.6% over ten years.

Over the whole period, account ownership at a financial institution or with a in France peaked at 100.0% in 2021 and was at its lowest, 91.3%, in 2017.

That places France 1st out of 106 countries with data for 2024, putting it in the top 10%.

Account ownership at a financial institution or with a in France, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+) in France, 2011 to 2024.
Year % of population ages 15+ Change
2011 96.6%
2014 95.5% -1.1%
2017 91.3% -4.4%
2021 100.0% +9.5%
2024 99.8% -0.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 94.4% 91.3% 96.6% 3
2020s 99.9% 99.8% 100.0% 2

Countries ranked near France

  1. 2 Estonia 99.8% compare
  2. 3 Finland 99.7% compare
  3. 4 United Kingdom of Great Britain and Northern Ireland 99.3% compare

See the full ranking of 118 places →

More financial sector data for France

All data for France →

Frequently asked questions

What is account ownership at a financial institution or with a in France?
Account ownership at a financial institution or with a in France was 99.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in France?
The highest recorded value was 100.0% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in France?
The lowest recorded value was 91.3% in 2017.
How does France rank for account ownership at a financial institution or with a?
France ranks 1st out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in France?
Over the last ten years it is up 4.6%. The long-run trend across the full record is flat.
Where does this France data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in France. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/france/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/france/">Account ownership at a financial institution or with a in France</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).