Account ownership at a financial institution or with a in India
India: Account ownership at a financial institution or with a was 89.2% in 2024. ▲ Rising
Account ownership at a financial institution or with a in India, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
India recorded 89.2% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.
The figure is up 15.1% on the previous year and up 106.9% over ten years.
Over the whole period, account ownership at a financial institution or with a in India peaked at 89.2% in 2024 and was at its lowest, 26.5%, in 2011.
India ranks 31st of 106 countries on this measure, in the middle of the range.
Account ownership at a financial institution or with a in India, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 26.5% | — |
| 2014 | 43.1% | +62.8% |
| 2017 | 76.6% | +77.7% |
| 2021 | 77.6% | +1.2% |
| 2024 | 89.2% | +15.1% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 48.8% | 26.5% | 76.6% | 3 |
| 2020s | 83.4% | 77.6% | 89.2% | 2 |
Countries ranked near India
More financial sector data for India
- Reserve position in the IMF, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.26 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.8 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.38 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.2 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.26 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.8 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in India?
- Account ownership at a financial institution or with a in India was 89.2% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in India?
- The highest recorded value was 89.2% in 2024.
- What is the lowest account ownership at a financial institution or with a recorded in India?
- The lowest recorded value was 26.5% in 2011.
- How does India rank for account ownership at a financial institution or with a?
- India ranks 31st out of 106 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in India?
- Over the last ten years it is up 106.9%. The long-run trend across the full record is rising.
- Where does this India data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).