Account ownership at a financial institution or with a in North Macedonia

North Macedonia: Account ownership at a financial institution or with a was 77.2% in 2024. ▲ Rising

Latest (2024)
77.2%
Change on year
down 3.3%
World rank
56th
of 106 countries
All-time high
79.9%
in 2021
All-time low
64.0%
in 2014
Years of data
5
2011–2024

Account ownership at a financial institution or with a in North Macedonia, 2011–2024

0204060802011201720242011: 71.5 % of population ages 15+2014: 64 % of population ages 15+2017: 72.9 % of population ages 15+2021: 79.9 % of population ages 15+2024: 77.2 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in North Macedonia stood at 77.2%.

That represents a change of down 3.3% on the previous year and up 20.6% over ten years.

Over the whole period, account ownership at a financial institution or with a in North Macedonia peaked at 79.9% in 2021 and was at its lowest, 64.0%, in 2014.

That places North Macedonia 56th out of 106 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in North Macedonia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+) in North Macedonia, 2011 to 2024.
Year % of population ages 15+ Change
2011 71.5%
2014 64.0% -10.5%
2017 72.9% +13.8%
2021 79.9% +9.6%
2024 77.2% -3.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 69.5% 64.0% 72.9% 3
2020s 78.6% 77.2% 79.9% 2

Countries ranked near North Macedonia

  1. 53 Italy 79.8% compare
  2. 54 Ghana 78.3% compare
  3. 55 Russian Federation 77.3% compare
  4. 57 Bosnia and Herzegovina 75.7% compare
  5. 58 Saudi Arabia 73.5% compare
  6. 59 Uruguay 73.3% compare

See the full ranking of 118 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is account ownership at a financial institution or with a in North Macedonia?
Account ownership at a financial institution or with a in North Macedonia was 77.2% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in North Macedonia?
The highest recorded value was 79.9% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in North Macedonia?
The lowest recorded value was 64.0% in 2014.
How does North Macedonia rank for account ownership at a financial institution or with a?
North Macedonia ranks 56th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in North Macedonia?
Over the last ten years it is up 20.6%. The long-run trend across the full record is rising.
Where does this North Macedonia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in North Macedonia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/north-macedonia/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/north-macedonia/">Account ownership at a financial institution or with a in North Macedonia</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).