Account ownership at a financial institution or with a in Poland

Poland: Account ownership at a financial institution or with a was 86.3% in 2024. ▲ Rising

Latest (2024)
86.3%
Change on year
down 9.8%
World rank
40th
of 106 countries
All-time high
95.7%
in 2021
All-time low
68.3%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Poland, 2011–2024

0204060801002011201720242011: 68.3 % of population ages 15+2014: 73 % of population ages 15+2017: 88 % of population ages 15+2021: 95.7 % of population ages 15+2024: 86.3 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Poland recorded 86.3% for account ownership at a financial institution or with a in 2024.

That represents a change of down 9.8% on the previous year and up 18.3% over ten years.

Over the whole period, account ownership at a financial institution or with a in Poland peaked at 95.7% in 2021 and was at its lowest, 68.3%, in 2011.

Poland ranks 40th of 106 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Poland, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+) in Poland, 2011 to 2024.
Year % of population ages 15+ Change
2011 68.3%
2014 73.0% +6.8%
2017 88.0% +20.6%
2021 95.7% +8.8%
2024 86.3% -9.8%

Averages by decade

DecadeAverage LowestHighest Years
2010s 76.4% 68.3% 88.0% 3
2020s 91.0% 86.3% 95.7% 2

Countries ranked near Poland

  1. 37 Mauritius 87.4% compare
  2. 38 Iran, Islamic Republic of 86.8% compare
  3. 39 Kenya 86.5% compare
  4. 41 Kazakhstan 85.7% compare
  5. 42 Bulgaria 85.0% compare
  6. 43 Argentina 84.2% compare

See the full ranking of 118 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is account ownership at a financial institution or with a in Poland?
Account ownership at a financial institution or with a in Poland was 86.3% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Poland?
The highest recorded value was 95.7% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Poland?
The lowest recorded value was 68.3% in 2011.
How does Poland rank for account ownership at a financial institution or with a?
Poland ranks 40th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Poland?
Over the last ten years it is up 18.3%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Poland. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/poland/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).