Account ownership at a financial institution or with a in Spain

Spain: Account ownership at a financial institution or with a was 97.8% in 2024. ▲ Rising

Latest (2024)
97.8%
Change on year
up 0.3%
World rank
17th
of 106 countries
All-time high
97.8%
in 2024
All-time low
91.6%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Spain, 2011–2024

0204060801002011201720242011: 91.7 % of population ages 15+2014: 97.6 % of population ages 15+2017: 91.6 % of population ages 15+2021: 97.5 % of population ages 15+2024: 97.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Spain stood at 97.8%. That is the highest value across all 5 years on record.

The figure is up 0.3% on the previous year and up 0.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in Spain peaked at 97.8% in 2024 and was at its lowest, 91.6%, in 2017.

That places Spain 17th out of 106 countries with data for 2024, putting it in the top quarter.

Account ownership at a financial institution or with a in Spain, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+) in Spain, 2011 to 2024.
Year % of population ages 15+ Change
2011 91.7%
2014 97.6% +6.4%
2017 91.6% -6.1%
2021 97.5% +6.4%
2024 97.8% +0.3%

Averages by decade

DecadeAverage LowestHighest Years
2010s 93.6% 91.6% 97.6% 3
2020s 97.6% 97.5% 97.8% 2

Countries ranked near Spain

  1. 14 Denmark 98.1% compare
  2. 15 Cyprus 98.0% compare
  3. 16 Belgium 97.9% compare
  4. 18 Australia 97.7% compare
  5. 19 Singapore 97.6% compare
  6. 20 Sweden 97.6% compare

See the full ranking of 118 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is account ownership at a financial institution or with a in Spain?
Account ownership at a financial institution or with a in Spain was 97.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Spain?
The highest recorded value was 97.8% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Spain?
The lowest recorded value was 91.6% in 2017.
How does Spain rank for account ownership at a financial institution or with a?
Spain ranks 17th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Spain?
Over the last ten years it is up 0.2%. The long-run trend across the full record is rising.
Where does this Spain data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+). Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 5 observations, free to reuse under CC BY 4.0 (World Bank Open Data).

Share, cite or embed this page

Cite this page

Account ownership at a financial institution or with a in Spain. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 09 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/spain/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under CC BY 4.0 (World Bank Open Data); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-3/spain/">Account ownership at a financial institution or with a in Spain</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).