Account ownership at a financial institution or with a in Czechia

Czechia: Account ownership at a financial institution or with a was 74.8% in 2024. ▲ Rising

Latest (2024)
74.8%
Change on year
down 13.5%
World rank
38th
of 105 countries
All-time high
86.4%
in 2021
All-time low
36.8%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Czechia, 2011–2024

0204060802011201720242011: 48.7 % of population ages 15+2014: 50 % of population ages 15+2017: 36.8 % of population ages 15+2021: 86.4 % of population ages 15+2024: 74.8 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Czechia is 74.8%, measured in 2024.

The figure is down 13.5% on the previous year and up 49.5% over ten years.

Over the whole period, account ownership at a financial institution or with a in Czechia peaked at 86.4% in 2021 and was at its lowest, 36.8%, in 2017.

That places Czechia 38th out of 105 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in Czechia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) in Czechia, 2011 to 2024.
Year % of population ages 15+ Change
2011 48.7%
2014 50.0% +2.7%
2017 36.8% -26.3%
2021 86.4% +134.6%
2024 74.8% -13.5%

Averages by decade

DecadeAverage LowestHighest Years
2010s 45.2% 36.8% 50.0% 3
2020s 80.6% 74.8% 86.4% 2

Countries ranked near Czechia

  1. 35 Greece 80.7% compare
  2. 36 Venezuela, Bolivarian Republic of 79.1% compare
  3. 37 Sri Lanka 75.7% compare
  4. 39 Italy 74.6% compare
  5. 40 Malaysia 74.4% compare
  6. 41 Hungary 72.4% compare

See the full ranking of 117 places →

More financial sector data for Czechia

All data for Czechia →

Frequently asked questions

What is account ownership at a financial institution or with a in Czechia?
Account ownership at a financial institution or with a in Czechia was 74.8% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Czechia?
The highest recorded value was 86.4% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Czechia?
The lowest recorded value was 36.8% in 2017.
How does Czechia rank for account ownership at a financial institution or with a?
Czechia ranks 38th out of 105 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Czechia?
Over the last ten years it is up 49.5%. The long-run trend across the full record is rising.
Where does this Czechia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Czechia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-5/czechia/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).