Account ownership at a financial institution or with a in China
China: Account ownership at a financial institution or with a was 94.5% in 2024. ▲ Rising
Account ownership at a financial institution or with a in China, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
In 2024, account ownership at a financial institution or with a in China stood at 94.5%.
The figure is down 2.8% on the previous year and up 4.9% over ten years.
Over the whole period, account ownership at a financial institution or with a in China peaked at 97.2% in 2021 and was at its lowest, 81.9%, in 2011.
China ranks 32nd of 105 countries on this measure, in the middle of the range.
Account ownership at a financial institution or with a in China, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 81.9% | — |
| 2014 | 90.0% | +10.0% |
| 2017 | 94.1% | +4.6% |
| 2021 | 97.2% | +3.3% |
| 2024 | 94.5% | -2.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 88.7% | 81.9% | 94.1% | 3 |
| 2020s | 95.8% | 94.5% | 97.2% | 2 |
Countries ranked near China
More financial sector data for China
- Reserve position in the IMF, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 7.95 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 9.09 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5.8 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 14.56 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 7.95 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 9.09 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in China?
- Account ownership at a financial institution or with a in China was 94.5% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in China?
- The highest recorded value was 97.2% in 2021.
- What is the lowest account ownership at a financial institution or with a recorded in China?
- The lowest recorded value was 81.9% in 2011.
- How does China rank for account ownership at a financial institution or with a?
- China ranks 32nd out of 105 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in China?
- Over the last ten years it is up 4.9%. The long-run trend across the full record is rising.
- Where does this China data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).