Account ownership at a financial institution or with a in World

World: Account ownership at a financial institution or with a was 85.6% in 2024. ▲ Rising

Latest (2024)
85.6%
Change on year
up 3.7%
Rank
4th
of 12 groups
All-time high
85.6%
in 2024
All-time low
66.1%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in World, 2011–2024

0204060802011201720242011: 66.1 % of population ages 15+2014: 73 % of population ages 15+2017: 78.9 % of population ages 15+2021: 82.6 % of population ages 15+2024: 85.6 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in World is 85.6%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 3.7% on the previous year and up 17.2% over ten years.

Over the whole period, account ownership at a financial institution or with a in World peaked at 85.6% in 2024 and was at its lowest, 66.1%, in 2011.

Account ownership at a financial institution or with a in World, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+) in World, 2011 to 2024.
Year % of population ages 15+ Change
2011 66.1%
2014 73.0% +10.5%
2017 78.9% +8.0%
2021 82.6% +4.6%
2024 85.6% +3.7%

Averages by decade

DecadeAverage LowestHighest Years
2010s 72.7% 66.1% 78.9% 3
2020s 84.1% 82.6% 85.6% 2

Countries ranked near World

  1. 1 Finland 99.8% compare
  2. 2 Mongolia 99.5% compare
  3. 3 Netherlands 99.5% compare
  4. 4 Austria 99.5% compare
  5. 5 Estonia 99.4% compare
  6. 6 France 99.4% compare
  7. 7 United Kingdom of Great Britain and Northern Ireland 99.2% compare

See the full ranking of 117 places →

More financial sector data for World

All data for World →

Frequently asked questions

What is account ownership at a financial institution or with a in World?
Account ownership at a financial institution or with a in World was 85.6% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in World?
The highest recorded value was 85.6% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in World?
The lowest recorded value was 66.1% in 2011.
How does World rank for account ownership at a financial institution or with a?
World ranks 4th out of 12 groups with data for 2024.
Is account ownership at a financial institution or with a rising or falling in World?
Over the last ten years it is up 17.2%. The long-run trend across the full record is rising.
Where does this World data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in World. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-6/world/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
117 places, 585 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).