Account ownership at a financial institution or with a in Japan

Japan: Account ownership at a financial institution or with a was 97.4% in 2024. ▲ Rising

Latest (2024)
97.4%
Change on year
up 7.9%
World rank
18th
of 106 countries
All-time high
97.4%
in 2024
All-time low
81.5%
in 2014
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Japan, 2011–2024

0204060801002011201720242011: 85.9 % of population ages 15-242014: 81.5 % of population ages 15-242017: 86.7 % of population ages 15-242021: 90.2 % of population ages 15-242024: 97.4 % of population ages 15-24

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15-24.

Analysis

Japan recorded 97.4% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

The figure is up 7.9% on the previous year and up 19.5% over ten years.

Over the whole period, account ownership at a financial institution or with a in Japan peaked at 97.4% in 2024 and was at its lowest, 81.5%, in 2014.

That places Japan 18th out of 106 countries with data for 2024, putting it in the top quarter.

Account ownership at a financial institution or with a in Japan, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) in Japan, 2011 to 2024.
Year % of population ages 15-24 Change
2011 85.9%
2014 81.5% -5.1%
2017 86.7% +6.3%
2021 90.2% +4.1%
2024 97.4% +7.9%

Averages by decade

DecadeAverage LowestHighest Years
2010s 84.7% 81.5% 86.7% 3
2020s 93.8% 90.2% 97.4% 2

Countries ranked near Japan

  1. 15 Estonia 98.2% compare
  2. 16 Belgium 98.0% compare
  3. 17 Denmark 97.9% compare
  4. 19 Hungary 96.4% compare
  5. 20 Malta 96.1% compare
  6. 21 Hong Kong, China 95.9% compare

See the full ranking of 118 places →

More financial sector data for Japan

All data for Japan →

Frequently asked questions

What is account ownership at a financial institution or with a in Japan?
Account ownership at a financial institution or with a in Japan was 97.4% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Japan?
The highest recorded value was 97.4% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Japan?
The lowest recorded value was 81.5% in 2014.
How does Japan rank for account ownership at a financial institution or with a?
Japan ranks 18th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Japan?
Over the last ten years it is up 19.5%. The long-run trend across the full record is rising.
Where does this Japan data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Japan. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-7/japan/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24)
Unit
% of population ages 15-24
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).