Account ownership at a financial institution or with a in New Zealand
New Zealand: Account ownership at a financial institution or with a was 95.4% in 2024. ▬ Flat
Account ownership at a financial institution or with a in New Zealand, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15-24.
Analysis
New Zealand recorded 95.4% for account ownership at a financial institution or with a in 2024.
The figure is up 1.0% on the previous year and down 3.7% over ten years.
Over the whole period, account ownership at a financial institution or with a in New Zealand peaked at 99.1% in 2014 and was at its lowest, 94.5%, in 2021.
New Zealand ranks 23rd of 106 countries on this measure, in the top quarter.
Account ownership at a financial institution or with a in New Zealand, year by year
| Year | % of population ages 15-24 | Change |
|---|---|---|
| 2011 | 98.7% | — |
| 2014 | 99.1% | +0.4% |
| 2017 | 96.2% | -2.9% |
| 2021 | 94.5% | -1.8% |
| 2024 | 95.4% | +1.0% |
New Zealand compared with similar countries
- New Zealand's 95.4% is below the median for high income countries, which is 95.7%, 100% of the median. (42 countries reporting)
- New Zealand's 95.4% is above the median for East Asia & Pacific, which is 95.4%, 1.0× the median. (13 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 98.0% | 96.2% | 99.1% | 3 |
| 2020s | 94.9% | 94.5% | 95.4% | 2 |
Countries ranked near New Zealand
More financial sector data for New Zealand
- Reserve position in the IMF, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 81.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 1.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 59.26 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 6.51 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 81.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 1.42 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in New Zealand?
- Account ownership at a financial institution or with a in New Zealand was 95.4% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in New Zealand?
- The highest recorded value was 99.1% in 2014.
- What is the lowest account ownership at a financial institution or with a recorded in New Zealand?
- The lowest recorded value was 94.5% in 2021.
- How does New Zealand rank for account ownership at a financial institution or with a?
- New Zealand ranks 23rd out of 106 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in New Zealand?
- Over the last ten years it is down 3.7%. The long-run trend across the full record is flat.
- Where does this New Zealand data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24). Statizoid updates them automatically from the source API.
Download this data
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).