Account ownership at a financial institution or with a in North Macedonia

North Macedonia: Account ownership at a financial institution or with a was 57.4% in 2024. ▬ Flat

Latest (2024)
57.4%
Change on year
down 22.5%
World rank
69th
of 106 countries
All-time high
74.0%
in 2021
All-time low
45.3%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in North Macedonia, 2011–2024

0204060802011201720242011: 70.7 % of population ages 15-242014: 46.7 % of population ages 15-242017: 45.3 % of population ages 15-242021: 74 % of population ages 15-242024: 57.4 % of population ages 15-24

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15-24.

Analysis

In 2024, account ownership at a financial institution or with a in North Macedonia stood at 57.4%.

Compared with earlier readings it is down 22.5% on the previous year and up 23.0% over ten years.

Over the whole period, account ownership at a financial institution or with a in North Macedonia peaked at 74.0% in 2021 and was at its lowest, 45.3%, in 2017.

That places North Macedonia 69th out of 106 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in North Macedonia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) in North Macedonia, 2011 to 2024.
Year % of population ages 15-24 Change
2011 70.7%
2014 46.7% -34.0%
2017 45.3% -2.8%
2021 74.0% +63.3%
2024 57.4% -22.5%

Averages by decade

DecadeAverage LowestHighest Years
2010s 54.2% 45.3% 70.7% 3
2020s 65.7% 57.4% 74.0% 2

Countries ranked near North Macedonia

  1. 66 Bosnia and Herzegovina 58.4% compare
  2. 67 Panama 57.5% compare
  3. 68 Israel 57.4% compare
  4. 70 Italy 57.4% compare
  5. 71 Cameroon 57.2% compare
  6. 72 Congo 55.4% compare

See the full ranking of 118 places →

More financial sector data for North Macedonia

All data for North Macedonia →

Frequently asked questions

What is account ownership at a financial institution or with a in North Macedonia?
Account ownership at a financial institution or with a in North Macedonia was 57.4% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in North Macedonia?
The highest recorded value was 74.0% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in North Macedonia?
The lowest recorded value was 45.3% in 2017.
How does North Macedonia rank for account ownership at a financial institution or with a?
North Macedonia ranks 69th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in North Macedonia?
Over the last ten years it is up 23.0%. The long-run trend across the full record is flat.
Where does this North Macedonia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in North Macedonia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 12 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-7/north-macedonia/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-7/north-macedonia/">Account ownership at a financial institution or with a in North Macedonia</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24)
Unit
% of population ages 15-24
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).