Account ownership at a financial institution or with a in Poland

Poland: Account ownership at a financial institution or with a was 73.6% in 2024. ▲ Rising

Latest (2024)
73.6%
Change on year
down 24.9%
World rank
48th
of 106 countries
All-time high
98.1%
in 2021
All-time low
47.8%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Poland, 2011–2024

0204060801002011201720242011: 47.8 % of population ages 15-242014: 63.7 % of population ages 15-242017: 62.6 % of population ages 15-242021: 98.1 % of population ages 15-242024: 73.6 % of population ages 15-24

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15-24.

Analysis

Poland recorded 73.6% for account ownership at a financial institution or with a in 2024.

The figure is down 24.9% on the previous year and up 15.6% over ten years.

Over the whole period, account ownership at a financial institution or with a in Poland peaked at 98.1% in 2021 and was at its lowest, 47.8%, in 2011.

Poland ranks 48th of 106 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Poland, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) in Poland, 2011 to 2024.
Year % of population ages 15-24 Change
2011 47.8%
2014 63.7% +33.2%
2017 62.6% -1.7%
2021 98.1% +56.6%
2024 73.6% -24.9%

Averages by decade

DecadeAverage LowestHighest Years
2010s 58.0% 47.8% 63.7% 3
2020s 85.8% 73.6% 98.1% 2

Countries ranked near Poland

  1. 45 Bulgaria 79.2% compare
  2. 46 Venezuela, Bolivarian Republic of 76.4% compare
  3. 47 Sri Lanka 75.1% compare
  4. 49 Viet Nam 72.2% compare
  5. 50 Greece 69.9% compare
  6. 51 Georgia 68.7% compare

See the full ranking of 118 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is account ownership at a financial institution or with a in Poland?
Account ownership at a financial institution or with a in Poland was 73.6% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Poland?
The highest recorded value was 98.1% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Poland?
The lowest recorded value was 47.8% in 2011.
How does Poland rank for account ownership at a financial institution or with a?
Poland ranks 48th out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Poland?
Over the last ten years it is up 15.6%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Poland. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-7/poland/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-7/poland/">Account ownership at a financial institution or with a in Poland</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24)
Unit
% of population ages 15-24
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).