Account ownership at a financial institution or with a in Zambia

Zambia: Account ownership at a financial institution or with a was 61.5% in 2024. ▲ Rising

Latest (2024)
61.5%
Change on year
up 38.2%
World rank
63rd
of 106 countries
All-time high
61.5%
in 2024
All-time low
12.8%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Zambia, 2011–2024

1020304050602011201720242011: 12.8 % of population ages 15-242014: 28.8 % of population ages 15-242017: 41.5 % of population ages 15-242021: 44.5 % of population ages 15-242024: 61.5 % of population ages 15-24

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15-24.

Analysis

Zambia recorded 61.5% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

That represents a change of up 38.2% on the previous year and up 113.3% over ten years.

Over the whole period, account ownership at a financial institution or with a in Zambia peaked at 61.5% in 2024 and was at its lowest, 12.8%, in 2011.

That places Zambia 63rd out of 106 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in Zambia, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24) in Zambia, 2011 to 2024.
Year % of population ages 15-24 Change
2011 12.8%
2014 28.8% +125.0%
2017 41.5% +44.0%
2021 44.5% +7.1%
2024 61.5% +38.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 27.7% 12.8% 41.5% 3
2020s 53.0% 44.5% 61.5% 2

Countries ranked near Zambia

  1. 60 Colombia 62.2% compare
  2. 61 Gabon 62.0% compare
  3. 62 Indonesia 62.0% compare
  4. 64 Ecuador 60.5% compare
  5. 65 Republic of Moldova 59.0% compare
  6. 66 Bosnia and Herzegovina 58.4% compare

See the full ranking of 118 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is account ownership at a financial institution or with a in Zambia?
Account ownership at a financial institution or with a in Zambia was 61.5% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Zambia?
The highest recorded value was 61.5% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Zambia?
The lowest recorded value was 12.8% in 2011.
How does Zambia rank for account ownership at a financial institution or with a?
Zambia ranks 63rd out of 106 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Zambia?
Over the last ten years it is up 113.3%. The long-run trend across the full record is rising.
Where does this Zambia data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Zambia. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-7/zambia/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-7/zambia/">Account ownership at a financial institution or with a in Zambia</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24)
Unit
% of population ages 15-24
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).