Account ownership at a financial institution … 15+ in Democratic Republic of Congo

Democratic Republic of Congo: Account ownership at a financial institution … 15+ was 39.2% in 2024. ◆ Volatile

Latest (2024)
39.2%
Change on year
up 42.9%
World rank
104th
of 117 countries
All-time high
39.2%
in 2024
All-time low
3.7%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Democratic Republic of Congo, 2011–2024

0102030402011201720242011: 3.7 % of population ages 15+2014: 17.5 % of population ages 15+2017: 25.8 % of population ages 15+2022: 27.4 % of population ages 15+2024: 39.2 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

The most recent figure for account ownership at a financial institution or with a in Democratic Republic of Congo is 39.2%, measured in 2024. That is the highest value across all 5 years on record.

That represents a change of up 42.9% on the previous year and up 124.4% over ten years.

Over the whole period, account ownership at a financial institution or with a in Democratic Republic of Congo peaked at 39.2% in 2024 and was at its lowest, 3.7%, in 2011.

That places Democratic Republic of Congo 104th out of 117 countries with data for 2024, putting it in the bottom quarter.

Account ownership at a financial institution … 15+ in Democratic Republic of Congo, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) in Democratic Republic of Congo, 2011 to 2024.
Year % of population ages 15+ Change
2011 3.7% —
2014 17.5% +372.8%
2017 25.8% +47.8%
2022 27.4% +6.3%
2024 39.2% +42.9%

Democratic Republic of Congo compared with similar countries

  • Democratic Republic of Congo's 39.2% is above the median for low income countries, which is 39.2%, 1.0× the median. (9 countries reporting)
  • Democratic Republic of Congo's 39.2% is below the median for Sub-Saharan Africa, which is 56.5%, 69% of the median. (26 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 15.7% 3.7% 25.8% 3
2020s 33.3% 27.4% 39.2% 2

Countries ranked near Democratic Republic of Congo

  1. 101 Egypt 43.1% compare
  2. 102 Honduras 42.4% compare
  3. 103 Palestine 39.6% compare
  4. 105 Cambodia 39.0% compare
  5. 106 Sierra Leone 38.6% compare
  6. 107 Guatemala 38.3% compare

See the full ranking of 129 places →

More financial sector data for Democratic Republic of Congo

All data for Democratic Republic of Congo →

Frequently asked questions

What is account ownership at a financial institution or with a in Democratic Republic of Congo?
Account ownership at a financial institution or with a in Democratic Republic of Congo was 39.2% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Democratic Republic of Congo?
The highest recorded value was 39.2% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Democratic Republic of Congo?
The lowest recorded value was 3.7% in 2011.
How does Democratic Republic of Congo rank for account ownership at a financial institution or with a?
Democratic Republic of Congo ranks 104th out of 117 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Democratic Republic of Congo?
Over the last ten years it is up 124.4%. The long-run trend across the full record is volatile.
Where does this Democratic Republic of Congo data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Democratic Republic of Congo. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 November 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-8/congo-dem-rep/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
129 places, 645 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).