Account ownership at a financial institution or with a in Romania

Romania: Account ownership at a financial institution or with a was 71.3% in 2024. ▲ Rising

Latest (2024)
71.3%
Change on year
up 3.2%
World rank
67th
of 117 countries
All-time high
71.3%
in 2024
All-time low
44.6%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Romania, 2011–2024

0204060802011201720242011: 44.6 % of population ages 15+2014: 60.8 % of population ages 15+2017: 57.8 % of population ages 15+2021: 69.1 % of population ages 15+2024: 71.3 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Romania recorded 71.3% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 3.2% on the previous year and up 17.3% over ten years.

Over the whole period, account ownership at a financial institution or with a in Romania peaked at 71.3% in 2024 and was at its lowest, 44.6%, in 2011.

Romania ranks 67th of 117 countries on this measure, in the middle of the range.

Account ownership at a financial institution or with a in Romania, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) in Romania, 2011 to 2024.
Year % of population ages 15+ Change
2011 44.6%
2014 60.8% +36.4%
2017 57.8% -5.1%
2021 69.1% +19.7%
2024 71.3% +3.2%

Averages by decade

DecadeAverage LowestHighest Years
2010s 54.4% 44.6% 60.8% 3
2020s 70.2% 69.1% 71.3% 2

Countries ranked near Romania

  1. 64 Kyrgyzstan 72.3% compare
  2. 65 Armenia 71.4% compare
  3. 66 Costa Rica 71.4% compare
  4. 68 Viet Nam 70.6% compare
  5. 69 Gabon 68.2% compare
  6. 70 Dominican Republic 64.8% compare

See the full ranking of 129 places →

More financial sector data for Romania

All data for Romania →

Frequently asked questions

What is account ownership at a financial institution or with a in Romania?
Account ownership at a financial institution or with a in Romania was 71.3% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Romania?
The highest recorded value was 71.3% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Romania?
The lowest recorded value was 44.6% in 2011.
How does Romania rank for account ownership at a financial institution or with a?
Romania ranks 67th out of 117 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Romania?
Over the last ten years it is up 17.3%. The long-run trend across the full record is rising.
Where does this Romania data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Romania. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 11 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-8/romania/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-8/romania/">Account ownership at a financial institution or with a in Romania</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
129 places, 645 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).