Account ownership at a financial institution … 15+ in United Kingdom

United Kingdom: Account ownership at a financial institution … 15+ was 99.3% in 2024. ▬ Flat

Latest (2024)
99.3%
Change on year
down 0.5%
World rank
3rd
of 117 countries
All-time high
99.8%
in 2021
All-time low
96.4%
in 2017
Years of data
5
2011–2024

Account ownership at a financial institution or with a in United Kingdom, 2011–2024

0204060801002011201720242011: 97.2 % of population ages 15+2014: 98.9 % of population ages 15+2017: 96.4 % of population ages 15+2021: 99.8 % of population ages 15+2024: 99.3 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in United Kingdom stood at 99.3%.

That represents a change of down 0.5% on the previous year and up 0.4% over ten years.

Over the whole period, account ownership at a financial institution or with a in United Kingdom peaked at 99.8% in 2021 and was at its lowest, 96.4%, in 2017.

United Kingdom ranks 3rd of 117 countries on this measure, in the top 10%.

Account ownership at a financial institution … 15+ in United Kingdom, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) in United Kingdom, 2011 to 2024.
Year % of population ages 15+ Change
2011 97.2% —
2014 98.9% +1.8%
2017 96.4% -2.6%
2021 99.8% +3.5%
2024 99.3% -0.5%

United Kingdom compared with similar countries

  • United Kingdom's 99.3% is above the median for high income countries, which is 97.0%, 1.0× the median. (42 countries reporting)
  • United Kingdom's 99.3% is above the median for Europe & Central Asia, which is 88.1%, 1.1× the median. (42 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 97.5% 96.4% 98.9% 3
2020s 99.5% 99.3% 99.8% 2

Countries ranked near United Kingdom

  1. 1 Finland 99.8% compare
  2. 2 Austria 99.5% compare
  3. 4 France 99.2% compare
  4. 5 Netherlands 99.2% compare
  5. 6 Lithuania 99.0% compare

See the full ranking of 129 places →

More financial sector data for United Kingdom

All data for United Kingdom →

Frequently asked questions

What is account ownership at a financial institution or with a in United Kingdom?
Account ownership at a financial institution or with a in United Kingdom was 99.3% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in United Kingdom?
The highest recorded value was 99.8% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in United Kingdom?
The lowest recorded value was 96.4% in 2017.
How does United Kingdom rank for account ownership at a financial institution or with a?
United Kingdom ranks 3rd out of 117 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in United Kingdom?
Over the last ten years it is up 0.4%. The long-run trend across the full record is flat.
Where does this United Kingdom data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in United Kingdom. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 November 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-8/united-kingdom/

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<a href="https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-8/united-kingdom/">Account ownership at a financial institution or with a in United Kingdom</a> — Statizoid

About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
129 places, 645 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).