Account ownership at a financial institution or with a in Zambia
Zambia: Account ownership at a financial institution or with a was 72.7% in 2024. ▲ Rising
Account ownership at a financial institution or with a in Zambia, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
Zambia recorded 72.7% for account ownership at a financial institution or with a in 2024. That is the highest value across all 5 years on record.
Compared with earlier readings it is up 49.8% on the previous year and up 104.0% over ten years.
Over the whole period, account ownership at a financial institution or with a in Zambia peaked at 72.7% in 2024 and was at its lowest, 21.4%, in 2011.
That places Zambia 63rd out of 117 countries with data for 2024, putting it in the middle of the range.
Account ownership at a financial institution or with a in Zambia, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 21.4% | — |
| 2014 | 35.6% | +66.8% |
| 2017 | 45.9% | +28.7% |
| 2021 | 48.5% | +5.8% |
| 2024 | 72.7% | +49.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 34.3% | 21.4% | 45.9% | 3 |
| 2020s | 60.6% | 48.5% | 72.7% | 2 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Zambia?
- Account ownership at a financial institution or with a in Zambia was 72.7% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Zambia?
- The highest recorded value was 72.7% in 2024.
- What is the lowest account ownership at a financial institution or with a recorded in Zambia?
- The lowest recorded value was 21.4% in 2011.
- How does Zambia rank for account ownership at a financial institution or with a?
- Zambia ranks 63rd out of 117 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Zambia?
- Over the last ten years it is up 104.0%. The long-run trend across the full record is rising.
- Where does this Zambia data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+). Statizoid updates them automatically from the source API.
Download this data
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).