Account ownership at a financial institution or with a in Poland

Poland: Account ownership at a financial institution or with a was 80.1% in 2024. ▲ Rising

Latest (2024)
80.1%
Change on year
down 14.7%
World rank
42nd
of 102 countries
All-time high
93.9%
in 2021
All-time low
62.2%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Poland, 2011–2024

0204060801002011201720242011: 62.2 % of population ages 15+2014: 71.3 % of population ages 15+2017: 84.2 % of population ages 15+2021: 93.9 % of population ages 15+2024: 80.1 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

Poland recorded 80.1% for account ownership at a financial institution or with a in 2024.

The figure is down 14.7% on the previous year and up 12.3% over ten years.

Over the whole period, account ownership at a financial institution or with a in Poland peaked at 93.9% in 2021 and was at its lowest, 62.2%, in 2011.

That places Poland 42nd out of 102 countries with data for 2024, putting it in the middle of the range.

Account ownership at a financial institution or with a in Poland, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) in Poland, 2011 to 2024.
Year % of population ages 15+ Change
2011 62.2%
2014 71.3% +14.7%
2017 84.2% +18.1%
2021 93.9% +11.5%
2024 80.1% -14.7%

Averages by decade

DecadeAverage LowestHighest Years
2010s 72.6% 62.2% 84.2% 3
2020s 87.0% 80.1% 93.9% 2

Countries ranked near Poland

  1. 39 Ukraine 81.5% compare
  2. 40 Israel 80.4% compare
  3. 41 Sri Lanka 80.2% compare
  4. 43 Greece 79.6% compare
  5. 44 Hungary 78.9% compare
  6. 45 North Macedonia 78.4% compare

See the full ranking of 114 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is account ownership at a financial institution or with a in Poland?
Account ownership at a financial institution or with a in Poland was 80.1% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Poland?
The highest recorded value was 93.9% in 2021.
What is the lowest account ownership at a financial institution or with a recorded in Poland?
The lowest recorded value was 62.2% in 2011.
How does Poland rank for account ownership at a financial institution or with a?
Poland ranks 42nd out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Poland?
Over the last ten years it is up 12.3%. The long-run trend across the full record is rising.
Where does this Poland data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Poland. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 10 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/poland/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).