Account ownership at a financial institution or with a in Portugal

Portugal: Account ownership at a financial institution or with a was 87.7% in 2024. ▲ Rising

Latest (2024)
87.7%
Change on year
up 0.1%
World rank
26th
of 102 countries
All-time high
87.7%
in 2024
All-time low
73.4%
in 2011
Years of data
5
2011–2024

Account ownership at a financial institution or with a in Portugal, 2011–2024

0204060802011201720242011: 73.4 % of population ages 15+2014: 80.2 % of population ages 15+2017: 87.5 % of population ages 15+2021: 87.6 % of population ages 15+2024: 87.7 % of population ages 15+

Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.

Analysis

In 2024, account ownership at a financial institution or with a in Portugal stood at 87.7%. That is the highest value across all 5 years on record.

That represents a change of up 0.1% on the previous year and up 9.4% over ten years.

Over the whole period, account ownership at a financial institution or with a in Portugal peaked at 87.7% in 2024 and was at its lowest, 73.4%, in 2011.

Portugal ranks 26th of 102 countries on this measure, in the top quarter.

Account ownership at a financial institution or with a in Portugal, year by year

Annual values for Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) in Portugal, 2011 to 2024.
Year % of population ages 15+ Change
2011 73.4%
2014 80.2% +9.2%
2017 87.5% +9.1%
2021 87.6% +0.2%
2024 87.7% +0.1%

Portugal compared with similar countries

  • Portugal's 87.7% is below the median for high income countries, which is 94.2%, 93% of the median. (40 countries reporting)
  • Portugal's 87.7% is above the median for Europe & Central Asia, which is 84.5%, 1.0× the median. (40 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 80.3% 73.4% 87.5% 3
2020s 87.7% 87.6% 87.7% 2

Countries ranked near Portugal

  1. 23 Malta 93.4% compare
  2. 24 Latvia 91.6% compare
  3. 25 Thailand 91.2% compare
  4. 27 Croatia 87.6% compare
  5. 28 Slovakia 87.0% compare
  6. 29 Iran, Islamic Republic of 86.9% compare

See the full ranking of 114 places →

More financial sector data for Portugal

All data for Portugal →

Frequently asked questions

What is account ownership at a financial institution or with a in Portugal?
Account ownership at a financial institution or with a in Portugal was 87.7% in 2024, according to Global Findex Database, World Bank (WB).
What is the highest account ownership at a financial institution or with a recorded in Portugal?
The highest recorded value was 87.7% in 2024.
What is the lowest account ownership at a financial institution or with a recorded in Portugal?
The lowest recorded value was 73.4% in 2011.
How does Portugal rank for account ownership at a financial institution or with a?
Portugal ranks 26th out of 102 countries with data for 2024.
Is account ownership at a financial institution or with a rising or falling in Portugal?
Over the last ten years it is up 9.4%. The long-run trend across the full record is rising.
Where does this Portugal data come from?
The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.

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Account ownership at a financial institution or with a in Portugal. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 13 September 2026, from https://financial-sector.statizoid.com/stat/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider/portugal/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)
Unit
% of population ages 15+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
114 places, 570 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).