Account ownership at a financial institution or with a in Romania
Romania: Account ownership at a financial institution or with a was 55.4% in 2024. ▲ Rising
Account ownership at a financial institution or with a in Romania, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
Romania recorded 55.4% for account ownership at a financial institution or with a in 2024.
Compared with earlier readings it is down 3.0% on the previous year and up 23.6% over ten years.
Over the whole period, account ownership at a financial institution or with a in Romania peaked at 57.1% in 2021 and was at its lowest, 31.7%, in 2011.
That places Romania 68th out of 102 countries with data for 2024, putting it in the middle of the range.
Account ownership at a financial institution or with a in Romania, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 31.7% | — |
| 2014 | 44.8% | +41.3% |
| 2017 | 37.8% | -15.6% |
| 2021 | 57.1% | +51.0% |
| 2024 | 55.4% | -3.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 38.1% | 31.7% | 44.8% | 3 |
| 2020s | 56.3% | 55.4% | 57.1% | 2 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in Romania?
- Account ownership at a financial institution or with a in Romania was 55.4% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in Romania?
- The highest recorded value was 57.1% in 2021.
- What is the lowest account ownership at a financial institution or with a recorded in Romania?
- The lowest recorded value was 31.7% in 2011.
- How does Romania rank for account ownership at a financial institution or with a?
- Romania ranks 68th out of 102 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in Romania?
- Over the last ten years it is up 23.6%. The long-run trend across the full record is rising.
- Where does this Romania data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).