Account ownership at a financial institution or with a in United States of America
United States of America: Account ownership at a financial institution or with a was 95.6% in 2024. ▲ Rising
Account ownership at a financial institution or with a in United States of America, 2011–2024
Source: Global Findex Database, World Bank (WB). Measured in % of population ages 15+.
Analysis
In 2024, account ownership at a financial institution or with a in United States of America stood at 95.6%. That is the highest value across all 5 years on record.
That represents a change of up 4.7% on the previous year and up 9.0% over ten years.
Over the whole period, account ownership at a financial institution or with a in United States of America peaked at 95.6% in 2024 and was at its lowest, 78.6%, in 2011.
United States of America ranks 20th of 102 countries on this measure, in the top quarter.
Account ownership at a financial institution or with a in United States of America, year by year
| Year | % of population ages 15+ | Change |
|---|---|---|
| 2011 | 78.6% | — |
| 2014 | 87.7% | +11.6% |
| 2017 | 85.2% | -2.8% |
| 2021 | 91.2% | +7.1% |
| 2024 | 95.6% | +4.7% |
United States of America compared with similar countries
- United States of America's 95.6% is above the median for high income countries, which is 94.2%, 1.0× the median. (40 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 83.8% | 78.6% | 87.7% | 3 |
| 2020s | 93.4% | 91.2% | 95.6% | 2 |
Countries ranked near United States of America
More financial sector data for United States of America
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is account ownership at a financial institution or with a in United States of America?
- Account ownership at a financial institution or with a in United States of America was 95.6% in 2024, according to Global Findex Database, World Bank (WB).
- What is the highest account ownership at a financial institution or with a recorded in United States of America?
- The highest recorded value was 95.6% in 2024.
- What is the lowest account ownership at a financial institution or with a recorded in United States of America?
- The lowest recorded value was 78.6% in 2011.
- How does United States of America rank for account ownership at a financial institution or with a?
- United States of America ranks 20th out of 102 countries with data for 2024.
- Is account ownership at a financial institution or with a rising or falling in United States of America?
- Over the last ten years it is up 9.0%. The long-run trend across the full record is rising.
- Where does this United States of America data come from?
- The figures come from Global Findex Database, World Bank (WB), published as part of Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+). Statizoid updates them automatically from the source API.
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About this data
Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).