ATMs per 100,000 adults (Financial Access) in Ghana

Ghana: ATMs per 100,000 adults (Financial Access) was 11.45 in 2020. ▲ Rising

Latest (2020)
11.45
Change on year
up 2.8%
World rank
140th
of 187 countries
All-time high
11.52
in 2018
All-time low
3.79
in 2008
Years of data
13
2008–2020

ATMs per 100,000 adults in Ghana, 2008–2020

46810122008201420202008: 3.82009: 3.82010: 3.92011: 42012: 5.42013: 7.92014: 82015: 102016: 10.92017: 11.32018: 11.52019: 11.12020: 11.5

Source: Financial Access Survey (FAS), International Monetary Fund (IMF).

Analysis

In 2020, atms per 100,000 adults in Ghana stood at 11.45.

The figure is up 2.8% on the previous year and up 196.0% over ten years.

Over the whole period, atms per 100,000 adults in Ghana peaked at 11.52 in 2018 and was at its lowest, 3.79, in 2008.

Ghana ranks 140th of 187 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 13 years of available data.

ATMs per 100,000 adults (Financial Access) in Ghana, year by year

Annual values for ATMs per 100,000 adults in Ghana, 2008 to 2020.
Year Value Change
2008 3.79 —
2009 3.83 +1.0%
2010 3.87 +1.0%
2011 4 +3.3%
2012 5.36 +34.2%
2013 7.94 +48.1%
2014 7.98 +0.5%
2015 9.99 +25.2%
2016 10.92 +9.3%
2017 11.29 +3.4%
2018 11.52 +2.0%
2019 11.14 -3.2%
2020 11.45 +2.8%

Ghana compared with similar countries

  • Ghana's 11.45 is below the median for lower middle income countries, which is 15.6, 73% of the median. (46 countries reporting)
  • Ghana's 11.45 is above the median for Sub-Saharan Africa, which is 6.42, 1.8× the median. (46 countries reporting)

Biggest year-on-year movements

Years where ATMs per 100,000 adults (Financial Access) in Ghana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2013 +48.1% 5.36 7.94
2012 +34.2% 4 5.36
2015 +25.2% 7.98 9.99

Averages by decade

DecadeAverage LowestHighest Years
2000s 3.81 3.79 3.83 2
2010s 8.4 3.87 11.52 10
2020s 11.45 11.45 11.45 1

Countries ranked near Ghana

  1. 137 East Timor 13.45 compare
  2. 138 Gabon 12.85 compare
  3. 139 Equatorial Guinea 12.63 compare
  4. 141 Micronesia (country) 11.21 compare
  5. 142 Pakistan 11.14 compare
  6. 143 Mauritania 11.02 compare

See the full ranking of 187 places →

More financial sector data for Ghana

All data for Ghana →

Frequently asked questions

What is atms per 100,000 adults in Ghana?
Atms per 100,000 adults in Ghana was 11.45 in 2020, according to Financial Access Survey (FAS), International Monetary Fund (IMF).
What is the highest atms per 100,000 adults recorded in Ghana?
The highest recorded value was 11.52 in 2018.
What is the lowest atms per 100,000 adults recorded in Ghana?
The lowest recorded value was 3.79 in 2008.
How does Ghana rank for atms per 100,000 adults?
Ghana ranks 140th out of 187 countries with data for 2020.
Is atms per 100,000 adults rising or falling in Ghana?
Over the last ten years it is up 196.0%. The long-run trend across the full record is rising.
Where does this Ghana data come from?
The figures come from Financial Access Survey (FAS), International Monetary Fund (IMF), published as part of ATMs per 100,000 adults. Statizoid updates them automatically from the source API.

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ATMs per 100,000 adults in Ghana. Statizoid, drawing on Financial Access Survey (FAS), International Monetary Fund (IMF). Retrieved 10 November 2026, from https://financial-sector.statizoid.com/stat/atms-per-100-000-adults/ghana/

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About this data

Indicator
ATMs per 100,000 adults
Source
Financial Access Survey (FAS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 2,900 data points, 2004–2021
Last refreshed

For each country calculated as: 100,000*Number of ATMs/adult population in the reporting country.