ATMs per 100,000 adults (Financial Access) in Montenegro

Montenegro: ATMs per 100,000 adults (Financial Access) was 77.06 in 2021. ▲ Rising

Latest (2021)
77.06
Change on year
down 5.7%
World rank
40th
of 187 countries
All-time high
87.05
in 2018
All-time low
14.28
in 2005
Years of data
17
2005–2021

ATMs per 100,000 adults in Montenegro, 2005–2021

204060802005201320212005: 14.32006: 262007: 40.12008: 53.12009: 60.12010: 64.22011: 66.22012: 69.62013: 71.62014: 712015: 76.12016: 77.92017: 812018: 872019: 81.12020: 81.72021: 77.1

Source: Financial Access Survey (FAS), International Monetary Fund (IMF).

Analysis

The most recent figure for atms per 100,000 adults in Montenegro is 77.06, measured in 2021.

The figure is down 5.7% on the previous year and up 16.4% over ten years.

Over the whole period, atms per 100,000 adults in Montenegro peaked at 87.05 in 2018 and was at its lowest, 14.28, in 2005.

That places Montenegro 40th out of 187 countries with data for 2021, putting it in the top quarter.

The long-run direction has been consistently rising across the 17 years of available data.

ATMs per 100,000 adults (Financial Access) in Montenegro, year by year

Annual values for ATMs per 100,000 adults in Montenegro, 2005 to 2021.
Year Value Change
2005 14.28 —
2006 26.02 +82.3%
2007 40.12 +54.2%
2008 53.07 +32.3%
2009 60.05 +13.1%
2010 64.17 +6.9%
2011 66.2 +3.2%
2012 69.6 +5.1%
2013 71.56 +2.8%
2014 70.95 -0.8%
2015 76.12 +7.3%
2016 77.92 +2.4%
2017 80.98 +3.9%
2018 87.05 +7.5%
2019 81.12 -6.8%
2020 81.7 +0.7%
2021 77.06 -5.7%

Montenegro compared with similar countries

  • Montenegro's 77.06 is above the median for upper middle income countries, which is 44.47, 1.7× the median. (56 countries reporting)
  • Montenegro's 77.06 is above the median for Europe & Central Asia, which is 62.79, 1.2× the median. (49 countries reporting)

Biggest year-on-year movements

Years where ATMs per 100,000 adults (Financial Access) in Montenegro changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2006 +82.3% 14.28 26.02
2007 +54.2% 26.02 40.12

Averages by decade

DecadeAverage LowestHighest Years
2000s 38.71 14.28 60.05 5
2010s 74.57 64.17 87.05 10
2020s 79.38 77.06 81.7 2

Countries ranked near Montenegro

  1. 37 Türkiye 82.31 compare
  2. 38 Kuwait 81.21 compare
  3. 39 Germany 79.47 compare
  4. 41 Brunei 73.96 compare
  5. 42 Namibia 72.78 compare
  6. 43 Panama 72.71 compare

See the full ranking of 187 places →

More financial sector data for Montenegro

All data for Montenegro →

Frequently asked questions

What is atms per 100,000 adults in Montenegro?
Atms per 100,000 adults in Montenegro was 77.06 in 2021, according to Financial Access Survey (FAS), International Monetary Fund (IMF).
What is the highest atms per 100,000 adults recorded in Montenegro?
The highest recorded value was 87.05 in 2018.
What is the lowest atms per 100,000 adults recorded in Montenegro?
The lowest recorded value was 14.28 in 2005.
How does Montenegro rank for atms per 100,000 adults?
Montenegro ranks 40th out of 187 countries with data for 2021.
Is atms per 100,000 adults rising or falling in Montenegro?
Over the last ten years it is up 16.4%. The long-run trend across the full record is rising.
Where does this Montenegro data come from?
The figures come from Financial Access Survey (FAS), International Monetary Fund (IMF), published as part of ATMs per 100,000 adults. Statizoid updates them automatically from the source API.

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ATMs per 100,000 adults in Montenegro. Statizoid, drawing on Financial Access Survey (FAS), International Monetary Fund (IMF). Retrieved 10 November 2026, from https://financial-sector.statizoid.com/stat/atms-per-100-000-adults/montenegro/

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About this data

Indicator
ATMs per 100,000 adults
Source
Financial Access Survey (FAS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 2,900 data points, 2004–2021
Last refreshed

For each country calculated as: 100,000*Number of ATMs/adult population in the reporting country.