ATMs per 100,000 adults (Financial Access) in Zambia

Zambia: ATMs per 100,000 adults (Financial Access) was 10.03 in 2020. ◆ Volatile

Latest (2020)
10.03
Change on year
down 1.1%
World rank
145th
of 187 countries
All-time high
11.59
in 2017
All-time low
0.8809
in 2004
Years of data
17
2004–2020

ATMs per 100,000 adults in Zambia, 2004–2020

02.557.51012.52004201220202004: 0.8812005: 1.32006: 2.12007: 2.82008: 4.42009: 6.22010: 6.82011: 72012: 8.42013: 9.42014: 10.52015: 11.32016: 11.52017: 11.62018: 11.62019: 10.12020: 10

Source: Financial Access Survey (FAS), International Monetary Fund (IMF).

Analysis

The most recent figure for atms per 100,000 adults in Zambia is 10.03, measured in 2020.

Compared with earlier readings it is down 1.1% on the previous year and up 47.1% over ten years.

Over the whole period, atms per 100,000 adults in Zambia peaked at 11.59 in 2017 and was at its lowest, 0.8809, in 2004.

That places Zambia 145th out of 187 countries with data for 2020, putting it in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

ATMs per 100,000 adults (Financial Access) in Zambia, year by year

Annual values for ATMs per 100,000 adults in Zambia, 2004 to 2020.
Year Value Change
2004 0.8809 —
2005 1.34 +51.8%
2006 2.07 +54.6%
2007 2.82 +36.4%
2008 4.35 +54.4%
2009 6.19 +42.1%
2010 6.82 +10.2%
2011 7.03 +3.1%
2012 8.38 +19.3%
2013 9.36 +11.7%
2014 10.48 +11.9%
2015 11.26 +7.5%
2016 11.46 +1.8%
2017 11.59 +1.1%
2018 11.55 -0.3%
2019 10.14 -12.2%
2020 10.03 -1.1%

Zambia compared with similar countries

  • Zambia's 10.03 is below the median for lower middle income countries, which is 15.6, 64% of the median. (46 countries reporting)
  • Zambia's 10.03 is above the median for Sub-Saharan Africa, which is 6.42, 1.6× the median. (46 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 2.94 0.8809 6.19 6
2010s 9.81 6.82 11.59 10
2020s 10.03 10.03 10.03 1

Countries ranked near Zambia

  1. 142 Pakistan 11.14 compare
  2. 143 Mauritania 11.02 compare
  3. 144 Bangladesh 10.53 compare
  4. 146 Mozambique 9.78 compare
  5. 147 Congo 9.5 compare
  6. 148 Algeria 8.9 compare

See the full ranking of 187 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is atms per 100,000 adults in Zambia?
Atms per 100,000 adults in Zambia was 10.03 in 2020, according to Financial Access Survey (FAS), International Monetary Fund (IMF).
What is the highest atms per 100,000 adults recorded in Zambia?
The highest recorded value was 11.59 in 2017.
What is the lowest atms per 100,000 adults recorded in Zambia?
The lowest recorded value was 0.8809 in 2004.
How does Zambia rank for atms per 100,000 adults?
Zambia ranks 145th out of 187 countries with data for 2020.
Is atms per 100,000 adults rising or falling in Zambia?
Over the last ten years it is up 47.1%. The long-run trend across the full record is volatile.
Where does this Zambia data come from?
The figures come from Financial Access Survey (FAS), International Monetary Fund (IMF), published as part of ATMs per 100,000 adults. Statizoid updates them automatically from the source API.

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ATMs per 100,000 adults in Zambia. Statizoid, drawing on Financial Access Survey (FAS), International Monetary Fund (IMF). Retrieved 10 November 2026, from https://financial-sector.statizoid.com/stat/atms-per-100-000-adults/zambia/

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About this data

Indicator
ATMs per 100,000 adults
Source
Financial Access Survey (FAS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
187 places, 2,900 data points, 2004–2021
Last refreshed

For each country calculated as: 100,000*Number of ATMs/adult population in the reporting country.