Automated teller machines (ATMs) in Finland

Finland: Automated teller machines (ATMs) was 33.46 per 100,000 adults in 2024. ▼ Falling

Latest (2024)
33.46 per 100,000 adults
Change on year
down 5.2%
World rank
111th
of 188 countries
All-time high
38.26 per 100,000 adults
in 2006
All-time low
31.67 per 100,000 adults
in 2016
Years of data
19
2006–2024

Automated teller machines (ATMs) in Finland, 2006–2024

0102030402006201520242006: 38.3 per 100,000 adults2007: 37.8 per 100,000 adults2008: 37.4 per 100,000 adults2009: 37.2 per 100,000 adults2010: 36.8 per 100,000 adults2011: 36.5 per 100,000 adults2012: 35.7 per 100,000 adults2013: 36.3 per 100,000 adults2014: 35.9 per 100,000 adults2015: 33.7 per 100,000 adults2016: 31.7 per 100,000 adults2017: 32.5 per 100,000 adults2018: 34.7 per 100,000 adults2019: 37.7 per 100,000 adults2020: 37.2 per 100,000 adults2021: 36.7 per 100,000 adults2022: 36 per 100,000 adults2023: 35.3 per 100,000 adults2024: 33.5 per 100,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 100,000 adults.

Analysis

Finland recorded 33.46 per 100,000 adults for automated teller machines (atms) in 2024.

The figure is down 5.2% on the previous year and down 6.7% over ten years.

Over the whole period, automated teller machines (atms) in Finland peaked at 38.26 per 100,000 adults in 2006 and was at its lowest, 31.67 per 100,000 adults, in 2016.

That places Finland 111th out of 188 countries with data for 2024, putting it in the middle of the range.

The long-run direction has been consistently falling across the 19 years of available data.

Automated teller machines (ATMs) in Finland, year by year

Annual values for Automated teller machines (ATMs) (per 100,000 adults) in Finland, 2006 to 2024.
Year per 100,000 adults Change
2006 38.26 per 100,000 adults
2007 37.76 per 100,000 adults -1.3%
2008 37.37 per 100,000 adults -1.0%
2009 37.15 per 100,000 adults -0.6%
2010 36.85 per 100,000 adults -0.8%
2011 36.47 per 100,000 adults -1.0%
2012 35.72 per 100,000 adults -2.0%
2013 36.34 per 100,000 adults +1.7%
2014 35.85 per 100,000 adults -1.3%
2015 33.73 per 100,000 adults -5.9%
2016 31.67 per 100,000 adults -6.1%
2017 32.45 per 100,000 adults +2.5%
2018 34.69 per 100,000 adults +6.9%
2019 37.7 per 100,000 adults +8.7%
2020 37.25 per 100,000 adults -1.2%
2021 36.67 per 100,000 adults -1.5%
2022 36.01 per 100,000 adults -1.8%
2023 35.31 per 100,000 adults -1.9%
2024 33.46 per 100,000 adults -5.2%

Averages by decade

DecadeAverage LowestHighest Years
2000s 37.64 per 100,000 adults 37.15 per 100,000 adults 38.26 per 100,000 adults 4
2010s 35.15 per 100,000 adults 31.67 per 100,000 adults 37.7 per 100,000 adults 10
2020s 35.74 per 100,000 adults 33.46 per 100,000 adults 37.25 per 100,000 adults 5

Countries ranked near Finland

  1. 108 Dominica 34.94 per 100,000 adults compare
  2. 109 Denmark 33.78 per 100,000 adults compare
  3. 110 Guatemala 33.59 per 100,000 adults compare
  4. 112 Lebanon 32.95 per 100,000 adults compare
  5. 113 Netherlands 32.77 per 100,000 adults compare
  6. 114 Bahrain 31.36 per 100,000 adults compare

See the full ranking of 234 places →

More financial sector data for Finland

All data for Finland →

Frequently asked questions

What is automated teller machines (atms) in Finland?
Automated teller machines (atms) in Finland was 33.46 per 100,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest automated teller machines (atms) recorded in Finland?
The highest recorded value was 38.26 per 100,000 adults in 2006.
What is the lowest automated teller machines (atms) recorded in Finland?
The lowest recorded value was 31.67 per 100,000 adults in 2016.
How does Finland rank for automated teller machines (atms)?
Finland ranks 111th out of 188 countries with data for 2024.
Is automated teller machines (atms) rising or falling in Finland?
Over the last ten years it is down 6.7%. The long-run trend across the full record is falling.
Where does this Finland data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Automated teller machines (ATMs) (per 100,000 adults). Statizoid updates them automatically from the source API.

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Automated teller machines (ATMs) in Finland. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 26 August 2026, from https://financial-sector.statizoid.com/stat/automated-teller-machines-atms-per-100-000-adults/finland/

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About this data

Indicator
Automated teller machines (ATMs) (per 100,000 adults)
Unit
per 100,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 4,441 data points, 2004–2024
Last refreshed

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.