Automated teller machines (ATMs) (per 100,000 adults) in Ghana
Ghana: Automated teller machines (ATMs) (per 100,000 adults) was 10.97 per 100,000 adults in 2024. ▲ Rising
Automated teller machines (ATMs) in Ghana, 2008–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 100,000 adults.
Analysis
Ghana recorded 10.97 per 100,000 adults for automated teller machines (atms) in 2024.
That represents a change of down 2.5% on the previous year and up 33.0% over ten years.
Over the whole period, automated teller machines (atms) in Ghana peaked at 11.88 per 100,000 adults in 2018 and was at its lowest, 3.88 per 100,000 adults, in 2008.
Ghana ranks 153rd of 189 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 17 years of available data.
Automated teller machines (ATMs) (per 100,000 adults) in Ghana, year by year
| Year | per 100,000 adults | Change |
|---|---|---|
| 2008 | 3.88 per 100,000 adults | — |
| 2009 | 3.92 per 100,000 adults | +1.1% |
| 2010 | 3.97 per 100,000 adults | +1.3% |
| 2011 | 4.11 per 100,000 adults | +3.5% |
| 2012 | 5.52 per 100,000 adults | +34.4% |
| 2013 | 8.19 per 100,000 adults | +48.3% |
| 2014 | 8.24 per 100,000 adults | +0.7% |
| 2015 | 10.33 per 100,000 adults | +25.3% |
| 2016 | 11.28 per 100,000 adults | +9.2% |
| 2017 | 11.65 per 100,000 adults | +3.3% |
| 2018 | 11.88 per 100,000 adults | +2.0% |
| 2019 | 11.51 per 100,000 adults | -3.2% |
| 2020 | 11.83 per 100,000 adults | +2.8% |
| 2021 | 11.75 per 100,000 adults | -0.7% |
| 2022 | 11.36 per 100,000 adults | -3.3% |
| 2023 | 11.25 per 100,000 adults | -1.0% |
| 2024 | 10.97 per 100,000 adults | -2.5% |
Ghana compared with similar countries
- Ghana's 10.97 per 100,000 adults is below the median for lower middle income countries, which is 16.89 per 100,000 adults, 65% of the median. (46 countries reporting)
- Ghana's 10.97 per 100,000 adults is above the median for Sub-Saharan Africa, which is 6.68 per 100,000 adults, 1.6× the median. (46 countries reporting)
Biggest year-on-year movements
Years where Automated teller machines (ATMs) (per 100,000 adults) in Ghana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2013 | +48.3% | 5.52 per 100,000 adults | 8.19 per 100,000 adults |
| 2012 | +34.4% | 4.11 per 100,000 adults | 5.52 per 100,000 adults |
| 2015 | +25.3% | 8.24 per 100,000 adults | 10.33 per 100,000 adults |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.9 per 100,000 adults | 3.88 per 100,000 adults | 3.92 per 100,000 adults | 2 |
| 2010s | 8.67 per 100,000 adults | 3.97 per 100,000 adults | 11.88 per 100,000 adults | 10 |
| 2020s | 11.43 per 100,000 adults | 10.97 per 100,000 adults | 11.83 per 100,000 adults | 5 |
Countries ranked near Ghana
- 150 Equatorial Guinea 11.65 per 100,000 adults compare
- 151 Solomon Islands 11.62 per 100,000 adults compare
- 152 Mauritania 11.14 per 100,000 adults compare
- 154 Ethiopia 10.07 per 100,000 adults compare
- 155 Gambia 8.43 per 100,000 adults compare
- 156 Syria 7.88 per 100,000 adults compare
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is automated teller machines (atms) in Ghana?
- Automated teller machines (atms) in Ghana was 10.97 per 100,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest automated teller machines (atms) recorded in Ghana?
- The highest recorded value was 11.88 per 100,000 adults in 2018.
- What is the lowest automated teller machines (atms) recorded in Ghana?
- The lowest recorded value was 3.88 per 100,000 adults in 2008.
- How does Ghana rank for automated teller machines (atms)?
- Ghana ranks 153rd out of 189 countries with data for 2024.
- Is automated teller machines (atms) rising or falling in Ghana?
- Over the last ten years it is up 33.0%. The long-run trend across the full record is rising.
- Where does this Ghana data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Automated teller machines (ATMs) (per 100,000 adults). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 17 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.