Automated teller machines (ATMs) in Ghana

Ghana: Automated teller machines (ATMs) was 10.97 per 100,000 adults in 2024. ▲ Rising

Latest (2024)
10.97 per 100,000 adults
Change on year
down 2.5%
World rank
152nd
of 188 countries
All-time high
11.88 per 100,000 adults
in 2018
All-time low
3.88 per 100,000 adults
in 2008
Years of data
17
2008–2024

Automated teller machines (ATMs) in Ghana, 2008–2024

46810122008201620242008: 3.9 per 100,000 adults2009: 3.9 per 100,000 adults2010: 4 per 100,000 adults2011: 4.1 per 100,000 adults2012: 5.5 per 100,000 adults2013: 8.2 per 100,000 adults2014: 8.2 per 100,000 adults2015: 10.3 per 100,000 adults2016: 11.3 per 100,000 adults2017: 11.6 per 100,000 adults2018: 11.9 per 100,000 adults2019: 11.5 per 100,000 adults2020: 11.8 per 100,000 adults2021: 11.8 per 100,000 adults2022: 11.4 per 100,000 adults2023: 11.2 per 100,000 adults2024: 11 per 100,000 adults

Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 100,000 adults.

Analysis

Ghana recorded 10.97 per 100,000 adults for automated teller machines (atms) in 2024.

That represents a change of down 2.5% on the previous year and up 33.0% over ten years.

Over the whole period, automated teller machines (atms) in Ghana peaked at 11.88 per 100,000 adults in 2018 and was at its lowest, 3.88 per 100,000 adults, in 2008.

Ghana ranks 152nd of 188 countries on this measure, in the bottom quarter.

The long-run direction has been consistently rising across the 17 years of available data.

Automated teller machines (ATMs) in Ghana, year by year

Annual values for Automated teller machines (ATMs) (per 100,000 adults) in Ghana, 2008 to 2024.
Year per 100,000 adults Change
2008 3.88 per 100,000 adults
2009 3.92 per 100,000 adults +1.1%
2010 3.97 per 100,000 adults +1.3%
2011 4.11 per 100,000 adults +3.5%
2012 5.52 per 100,000 adults +34.4%
2013 8.19 per 100,000 adults +48.3%
2014 8.24 per 100,000 adults +0.7%
2015 10.33 per 100,000 adults +25.3%
2016 11.28 per 100,000 adults +9.2%
2017 11.65 per 100,000 adults +3.3%
2018 11.88 per 100,000 adults +2.0%
2019 11.51 per 100,000 adults -3.2%
2020 11.83 per 100,000 adults +2.8%
2021 11.75 per 100,000 adults -0.7%
2022 11.36 per 100,000 adults -3.3%
2023 11.25 per 100,000 adults -1.0%
2024 10.97 per 100,000 adults -2.5%

Averages by decade

DecadeAverage LowestHighest Years
2000s 3.9 per 100,000 adults 3.88 per 100,000 adults 3.92 per 100,000 adults 2
2010s 8.67 per 100,000 adults 3.97 per 100,000 adults 11.88 per 100,000 adults 10
2020s 11.43 per 100,000 adults 10.97 per 100,000 adults 11.83 per 100,000 adults 5

Countries ranked near Ghana

  1. 149 Equatorial Guinea 11.65 per 100,000 adults compare
  2. 150 Solomon Islands 11.62 per 100,000 adults compare
  3. 151 Mauritania 11.14 per 100,000 adults compare
  4. 153 Ethiopia 10.07 per 100,000 adults compare
  5. 154 Gambia 8.43 per 100,000 adults compare
  6. 155 Syrian Arab Republic 7.88 per 100,000 adults compare

See the full ranking of 234 places →

More financial sector data for Ghana

All data for Ghana →

Frequently asked questions

What is automated teller machines (atms) in Ghana?
Automated teller machines (atms) in Ghana was 10.97 per 100,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
What is the highest automated teller machines (atms) recorded in Ghana?
The highest recorded value was 11.88 per 100,000 adults in 2018.
What is the lowest automated teller machines (atms) recorded in Ghana?
The lowest recorded value was 3.88 per 100,000 adults in 2008.
How does Ghana rank for automated teller machines (atms)?
Ghana ranks 152nd out of 188 countries with data for 2024.
Is automated teller machines (atms) rising or falling in Ghana?
Over the last ten years it is up 33.0%. The long-run trend across the full record is rising.
Where does this Ghana data come from?
The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Automated teller machines (ATMs) (per 100,000 adults). Statizoid updates them automatically from the source API.

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Automated teller machines (ATMs) in Ghana. Statizoid, drawing on Financial Access Survey, International Monetary Fund (IMF). Retrieved 26 August 2026, from https://financial-sector.statizoid.com/stat/automated-teller-machines-atms-per-100-000-adults/ghana/

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About this data

Indicator
Automated teller machines (ATMs) (per 100,000 adults)
Unit
per 100,000 adults
Source
Financial Access Survey, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
234 places, 4,441 data points, 2004–2024
Last refreshed

Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.