Automated teller machines (ATMs) (per 100,000 adults) in Zambia
Zambia: Automated teller machines (ATMs) (per 100,000 adults) was 7.7 per 100,000 adults in 2024. ▲ Rising
Automated teller machines (ATMs) in Zambia, 2004–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 100,000 adults.
Analysis
Zambia recorded 7.7 per 100,000 adults for automated teller machines (atms) in 2024.
Compared with earlier readings it is down 7.9% on the previous year and down 22.6% over ten years.
Over the whole period, automated teller machines (atms) in Zambia peaked at 11.01 per 100,000 adults in 2017 and was at its lowest, 0.9033 per 100,000 adults, in 2004.
That places Zambia 157th out of 189 countries with data for 2024, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Automated teller machines (ATMs) (per 100,000 adults) in Zambia, year by year
| Year | per 100,000 adults | Change |
|---|---|---|
| 2004 | 0.9033 per 100,000 adults | — |
| 2005 | 1.36 per 100,000 adults | +50.1% |
| 2006 | 2.07 per 100,000 adults | +52.5% |
| 2007 | 2.78 per 100,000 adults | +34.6% |
| 2008 | 4.24 per 100,000 adults | +52.5% |
| 2009 | 5.96 per 100,000 adults | +40.5% |
| 2010 | 6.51 per 100,000 adults | +9.2% |
| 2011 | 6.69 per 100,000 adults | +2.8% |
| 2012 | 7.97 per 100,000 adults | +19.1% |
| 2013 | 8.9 per 100,000 adults | +11.6% |
| 2014 | 9.96 per 100,000 adults | +11.8% |
| 2015 | 10.7 per 100,000 adults | +7.5% |
| 2016 | 10.89 per 100,000 adults | +1.8% |
| 2017 | 11.01 per 100,000 adults | +1.1% |
| 2018 | 11 per 100,000 adults | -0.2% |
| 2019 | 9.66 per 100,000 adults | -12.1% |
| 2020 | 9.56 per 100,000 adults | -1.1% |
| 2021 | 8.41 per 100,000 adults | -12.0% |
| 2022 | 7.99 per 100,000 adults | -4.9% |
| 2023 | 8.36 per 100,000 adults | +4.7% |
| 2024 | 7.7 per 100,000 adults | -7.9% |
Zambia compared with similar countries
- Zambia's 7.7 per 100,000 adults is below the median for lower middle income countries, which is 16.89 per 100,000 adults, 46% of the median. (46 countries reporting)
- Zambia's 7.7 per 100,000 adults is above the median for Sub-Saharan Africa, which is 6.68 per 100,000 adults, 1.2× the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.89 per 100,000 adults | 0.9033 per 100,000 adults | 5.96 per 100,000 adults | 6 |
| 2010s | 9.33 per 100,000 adults | 6.51 per 100,000 adults | 11.01 per 100,000 adults | 10 |
| 2020s | 8.4 per 100,000 adults | 7.7 per 100,000 adults | 9.56 per 100,000 adults | 5 |
Countries ranked near Zambia
More financial sector data for Zambia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0011 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0008 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0011 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is automated teller machines (atms) in Zambia?
- Automated teller machines (atms) in Zambia was 7.7 per 100,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest automated teller machines (atms) recorded in Zambia?
- The highest recorded value was 11.01 per 100,000 adults in 2017.
- What is the lowest automated teller machines (atms) recorded in Zambia?
- The lowest recorded value was 0.9033 per 100,000 adults in 2004.
- How does Zambia rank for automated teller machines (atms)?
- Zambia ranks 157th out of 189 countries with data for 2024.
- Is automated teller machines (atms) rising or falling in Zambia?
- Over the last ten years it is down 22.6%. The long-run trend across the full record is rising.
- Where does this Zambia data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Automated teller machines (ATMs) (per 100,000 adults). Statizoid updates them automatically from the source API.
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About this data
Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.