Automated teller machines (ATMs) in Zambia
Zambia: Automated teller machines (ATMs) was 7.7 per 100,000 adults in 2024. ▲ Rising
Automated teller machines (ATMs) in Zambia, 2004–2024
Source: Financial Access Survey, International Monetary Fund (IMF). Measured in per 100,000 adults.
Analysis
Zambia recorded 7.7 per 100,000 adults for automated teller machines (atms) in 2024.
Compared with earlier readings it is down 7.9% on the previous year and down 22.6% over ten years.
Over the whole period, automated teller machines (atms) in Zambia peaked at 11.01 per 100,000 adults in 2017 and was at its lowest, 0.9033 per 100,000 adults, in 2004.
That places Zambia 156th out of 188 countries with data for 2024, putting it in the bottom quarter.
The long-run direction has been consistently rising across the 21 years of available data.
Automated teller machines (ATMs) in Zambia, year by year
| Year | per 100,000 adults | Change |
|---|---|---|
| 2004 | 0.9033 per 100,000 adults | — |
| 2005 | 1.36 per 100,000 adults | +50.1% |
| 2006 | 2.07 per 100,000 adults | +52.5% |
| 2007 | 2.78 per 100,000 adults | +34.6% |
| 2008 | 4.24 per 100,000 adults | +52.5% |
| 2009 | 5.96 per 100,000 adults | +40.5% |
| 2010 | 6.51 per 100,000 adults | +9.2% |
| 2011 | 6.69 per 100,000 adults | +2.8% |
| 2012 | 7.97 per 100,000 adults | +19.1% |
| 2013 | 8.9 per 100,000 adults | +11.6% |
| 2014 | 9.96 per 100,000 adults | +11.8% |
| 2015 | 10.7 per 100,000 adults | +7.5% |
| 2016 | 10.89 per 100,000 adults | +1.8% |
| 2017 | 11.01 per 100,000 adults | +1.1% |
| 2018 | 11 per 100,000 adults | -0.2% |
| 2019 | 9.66 per 100,000 adults | -12.1% |
| 2020 | 9.56 per 100,000 adults | -1.1% |
| 2021 | 8.41 per 100,000 adults | -12.0% |
| 2022 | 7.99 per 100,000 adults | -4.9% |
| 2023 | 8.36 per 100,000 adults | +4.7% |
| 2024 | 7.7 per 100,000 adults | -7.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 2.89 per 100,000 adults | 0.9033 per 100,000 adults | 5.96 per 100,000 adults | 6 |
| 2010s | 9.33 per 100,000 adults | 6.51 per 100,000 adults | 11.01 per 100,000 adults | 10 |
| 2020s | 8.4 per 100,000 adults | 7.7 per 100,000 adults | 9.56 per 100,000 adults | 5 |
Countries ranked near Zambia
- 153 Ethiopia 10.07 per 100,000 adults compare
- 154 Gambia 8.43 per 100,000 adults compare
- 155 Syrian Arab Republic 7.88 per 100,000 adults compare
- 157 Myanmar 7.6 per 100,000 adults compare
- 158 Papua New Guinea 7.32 per 100,000 adults compare
- 159 Mozambique 7.29 per 100,000 adults compare
More financial sector data for Zambia
- Net domestic credit (current LCU), per capita 7,869 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 5.97 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 13.4 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2020)
- Gold reserves at market value 0 SDR (2020)
- Reserves excluding gold, foreign exchange 1.08 billion SDR (2024)
- Reserves excluding gold 3.14 billion SDR (2024)
- Total reserves (gold at market value) 3.14 billion SDR (2024)
- Total reserves (gold at national valuation) 3.14 billion SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 147.13 SDR per person (2024)
Frequently asked questions
- What is automated teller machines (atms) in Zambia?
- Automated teller machines (atms) in Zambia was 7.7 per 100,000 adults in 2024, according to Financial Access Survey, International Monetary Fund (IMF).
- What is the highest automated teller machines (atms) recorded in Zambia?
- The highest recorded value was 11.01 per 100,000 adults in 2017.
- What is the lowest automated teller machines (atms) recorded in Zambia?
- The lowest recorded value was 0.9033 per 100,000 adults in 2004.
- How does Zambia rank for automated teller machines (atms)?
- Zambia ranks 156th out of 188 countries with data for 2024.
- Is automated teller machines (atms) rising or falling in Zambia?
- Over the last ten years it is down 22.6%. The long-run trend across the full record is rising.
- Where does this Zambia data come from?
- The figures come from Financial Access Survey, International Monetary Fund (IMF), published as part of Automated teller machines (ATMs) (per 100,000 adults). Statizoid updates them automatically from the source API.
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About this data
Automated teller machines (ATMs) are electromechanical devices which enable customers of financial institutions to perform financial transactions such as cash withdrawals, balance inquiries, deposits, transfer of funds, and obtaining account information, using an electronic card.