Bank accounts per 1,000 adults in Ghana

Ghana: Bank accounts per 1,000 adults was 762.37 in 2020. ▲ Rising

Latest (2020)
762.37
Change on year
down 0.6%
World rank
48th
of 103 countries
All-time high
766.7
in 2019
All-time low
176.62
in 2005
Years of data
16
2005–2020

Bank accounts per 1,000 adults in Ghana, 2005–2020

2004006008002005201220202005: 176.62006: 206.72007: 217.52008: 2442009: 267.82010: 278.52011: 340.62012: 447.62013: 448.32014: 491.92015: 583.92016: 543.62017: 614.12018: 725.22019: 766.72020: 762.4

Source: Financial Access Survey (FAS), International Monetary Fund (IMF).

Analysis

Ghana recorded 762.37 for bank accounts per 1,000 adults in 2020.

That represents a change of down 0.6% on the previous year and up 173.7% over ten years.

Over the whole period, bank accounts per 1,000 adults in Ghana peaked at 766.7 in 2019 and was at its lowest, 176.62, in 2005.

That places Ghana 48th out of 103 countries with data for 2020, putting it in the middle of the range.

The long-run direction has been consistently rising across the 16 years of available data.

Bank accounts per 1,000 adults in Ghana, year by year

Annual values for Bank accounts per 1,000 adults in Ghana, 2005 to 2020.
Year Value Change
2005 176.62
2006 206.66 +17.0%
2007 217.53 +5.3%
2008 244.01 +12.2%
2009 267.81 +9.8%
2010 278.52 +4.0%
2011 340.58 +22.3%
2012 447.63 +31.4%
2013 448.25 +0.1%
2014 491.93 +9.7%
2015 583.91 +18.7%
2016 543.57 -6.9%
2017 614.09 +13.0%
2018 725.21 +18.1%
2019 766.7 +5.7%
2020 762.37 -0.6%

Averages by decade

DecadeAverage LowestHighest Years
2000s 222.53 176.62 267.81 5
2010s 524.04 278.52 766.7 10
2020s 762.37 762.37 762.37 1

Countries ranked near Ghana

  1. 45 Sao Tome and Principe 793.26 compare
  2. 46 Qatar 777.9 compare
  3. 47 Dominican Republic 772.01 compare
  4. 49 El Salvador 746.21 compare
  5. 50 Italy 715.3 compare
  6. 51 Malaysia 714.4 compare

See the full ranking of 103 places →

More financial sector data for Ghana

All data for Ghana →

Frequently asked questions

What is bank accounts per 1,000 adults in Ghana?
Bank accounts per 1,000 adults in Ghana was 762.37 in 2020, according to Financial Access Survey (FAS), International Monetary Fund (IMF).
What is the highest bank accounts per 1,000 adults recorded in Ghana?
The highest recorded value was 766.7 in 2019.
What is the lowest bank accounts per 1,000 adults recorded in Ghana?
The lowest recorded value was 176.62 in 2005.
How does Ghana rank for bank accounts per 1,000 adults?
Ghana ranks 48th out of 103 countries with data for 2020.
Is bank accounts per 1,000 adults rising or falling in Ghana?
Over the last ten years it is up 173.7%. The long-run trend across the full record is rising.
Where does this Ghana data come from?
The figures come from Financial Access Survey (FAS), International Monetary Fund (IMF), published as part of Bank accounts per 1,000 adults. Statizoid updates them automatically from the source API.

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Bank accounts per 1,000 adults in Ghana. Statizoid, drawing on Financial Access Survey (FAS), International Monetary Fund (IMF). Retrieved 27 August 2026, from https://financial-sector.statizoid.com/stat/bank-accounts-per-1-000-adults/ghana/

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About this data

Indicator
Bank accounts per 1,000 adults
Source
Financial Access Survey (FAS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
103 places, 1,400 data points, 2004–2021
Last refreshed

For each country calculated as: 1,000*reported number of depositors/adult population in the reporting country.