Bank accounts per 1,000 adults in Zambia

Zambia: Bank accounts per 1,000 adults was 216.34 in 2020. ◆ Volatile

Latest (2020)
216.34
Change on year
down 7.2%
World rank
76th
of 103 countries
All-time high
331.94
in 2017
All-time low
12.77
in 2004
Years of data
17
2004–2020

Bank accounts per 1,000 adults in Zambia, 2004–2020

01002003002004201220202004: 12.82005: 16.42006: 222007: 24.62008: 27.32009: 26.92010: 133.12011: 150.82012: 1892013: 258.22014: 2892015: 305.92016: 317.82017: 331.92018: 297.12019: 2332020: 216.3

Source: Financial Access Survey (FAS), International Monetary Fund (IMF).

Analysis

Zambia recorded 216.34 for bank accounts per 1,000 adults in 2020.

That represents a change of down 7.2% on the previous year and up 62.6% over ten years.

Over the whole period, bank accounts per 1,000 adults in Zambia peaked at 331.94 in 2017 and was at its lowest, 12.77, in 2004.

That places Zambia 76th out of 103 countries with data for 2020, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Bank accounts per 1,000 adults in Zambia, year by year

Annual values for Bank accounts per 1,000 adults in Zambia, 2004 to 2020.
Year Value Change
2004 12.77
2005 16.43 +28.7%
2006 21.98 +33.7%
2007 24.63 +12.0%
2008 27.32 +10.9%
2009 26.87 -1.6%
2010 133.07 +395.3%
2011 150.84 +13.4%
2012 189.04 +25.3%
2013 258.21 +36.6%
2014 288.98 +11.9%
2015 305.9 +5.9%
2016 317.85 +3.9%
2017 331.94 +4.4%
2018 297.14 -10.5%
2019 233.04 -21.6%
2020 216.34 -7.2%

Averages by decade

DecadeAverage LowestHighest Years
2000s 21.67 12.77 27.32 6
2010s 250.6 133.07 331.94 10
2020s 216.34 216.34 216.34 1

Countries ranked near Zambia

  1. 73 Haiti 252.99 compare
  2. 74 Togo 239.75 compare
  3. 75 Senegal 225.5 compare
  4. 77 Syria 212.06 compare
  5. 78 Gabon 205.12 compare
  6. 79 Djibouti 203.09 compare

See the full ranking of 103 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is bank accounts per 1,000 adults in Zambia?
Bank accounts per 1,000 adults in Zambia was 216.34 in 2020, according to Financial Access Survey (FAS), International Monetary Fund (IMF).
What is the highest bank accounts per 1,000 adults recorded in Zambia?
The highest recorded value was 331.94 in 2017.
What is the lowest bank accounts per 1,000 adults recorded in Zambia?
The lowest recorded value was 12.77 in 2004.
How does Zambia rank for bank accounts per 1,000 adults?
Zambia ranks 76th out of 103 countries with data for 2020.
Is bank accounts per 1,000 adults rising or falling in Zambia?
Over the last ten years it is up 62.6%. The long-run trend across the full record is volatile.
Where does this Zambia data come from?
The figures come from Financial Access Survey (FAS), International Monetary Fund (IMF), published as part of Bank accounts per 1,000 adults. Statizoid updates them automatically from the source API.

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Bank accounts per 1,000 adults in Zambia. Statizoid, drawing on Financial Access Survey (FAS), International Monetary Fund (IMF). Retrieved 28 August 2026, from https://financial-sector.statizoid.com/stat/bank-accounts-per-1-000-adults/zambia/

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About this data

Indicator
Bank accounts per 1,000 adults
Source
Financial Access Survey (FAS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
103 places, 1,400 data points, 2004–2021
Last refreshed

For each country calculated as: 1,000*reported number of depositors/adult population in the reporting country.