Bank capital to assets ratio in Guatemala
Guatemala: Bank capital to assets ratio was 7.0% in 2025. ▬ Flat
Bank capital to assets ratio in Guatemala, 2009–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for bank capital to assets ratio in Guatemala is 7.0%, measured in 2025.
That represents a change of down 4.8% on the previous year and up 1.9% over ten years.
Over the whole period, bank capital to assets ratio in Guatemala peaked at 7.3% in 2024 and was at its lowest, 6.4%, in 2022.
That places Guatemala 114th out of 146 countries with data for 2025, putting it in the bottom quarter.
Bank capital to assets ratio in Guatemala, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 6.9% | — |
| 2010 | 6.7% | -2.6% |
| 2011 | 6.6% | -1.9% |
| 2012 | 6.6% | +0.4% |
| 2013 | 6.9% | +4.4% |
| 2014 | 6.9% | +0.4% |
| 2015 | 6.9% | -1.2% |
| 2016 | 7.1% | +2.8% |
| 2017 | 7.0% | -1.2% |
| 2018 | 7.1% | +1.6% |
| 2019 | 6.9% | -2.0% |
| 2020 | 6.5% | -6.6% |
| 2021 | 6.6% | +1.8% |
| 2022 | 6.4% | -2.6% |
| 2023 | 7.2% | +12.8% |
| 2024 | 7.3% | +1.5% |
| 2025 | 7.0% | -4.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.9% | 6.9% | 6.9% | 1 |
| 2010s | 6.9% | 6.6% | 7.1% | 10 |
| 2020s | 6.8% | 6.4% | 7.3% | 6 |
Countries ranked near Guatemala
More financial sector data for Guatemala
- Total reserves (gold at national valuation) (SDR), annual growth rate 27.66 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,279 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 6.63 % change on previous year (2024)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2024)
- Total reserves in months of imports, per capita 0 units per person (2024)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 24.34 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1784 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,177 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 23.56 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 1,208 SDR per person (2025)
Frequently asked questions
- What is bank capital to assets ratio in Guatemala?
- Bank capital to assets ratio in Guatemala was 7.0% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Guatemala?
- The highest recorded value was 7.3% in 2024.
- What is the lowest bank capital to assets ratio recorded in Guatemala?
- The lowest recorded value was 6.4% in 2022.
- How does Guatemala rank for bank capital to assets ratio?
- Guatemala ranks 114th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Guatemala?
- Over the last ten years it is up 1.9%. The long-run trend across the full record is flat.
- Where does this Guatemala data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.