Bank capital to assets ratio in Kosovo
Kosovo: Bank capital to assets ratio was 9.7% in 2025. ▲ Rising
Bank capital to assets ratio in Kosovo, 2010–2025
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
Kosovo recorded 9.7% for bank capital to assets ratio in 2025.
The figure is down 13.0% on the previous year and down 11.7% over ten years.
Over the whole period, bank capital to assets ratio in Kosovo peaked at 12.0% in 2017 and was at its lowest, 8.1%, in 2013.
Kosovo ranks 60th of 146 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 16 years of available data.
Bank capital to assets ratio in Kosovo, year by year
| Year | % | Change |
|---|---|---|
| 2010 | 9.3% | — |
| 2011 | 9.5% | +2.9% |
| 2012 | 9.2% | -3.3% |
| 2013 | 8.1% | -12.5% |
| 2014 | 9.4% | +17.2% |
| 2015 | 11.0% | +16.2% |
| 2016 | 10.9% | -0.7% |
| 2017 | 12.0% | +10.0% |
| 2018 | 11.7% | -2.2% |
| 2019 | 10.5% | -10.5% |
| 2020 | 10.3% | -1.8% |
| 2021 | 9.8% | -4.8% |
| 2022 | 9.4% | -4.4% |
| 2023 | 10.4% | +10.3% |
| 2024 | 11.1% | +7.7% |
| 2025 | 9.7% | -13.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 10.2% | 8.1% | 12.0% | 10 |
| 2020s | 10.1% | 9.4% | 11.1% | 6 |
Countries ranked near Kosovo
- 57 Samoa 9.8% compare
- 58 Dominican Republic 9.8% compare
- 59 Brunei Darussalam 9.7% compare
- 61 Belize 9.6% compare
- 62 Saint Lucia 9.6% compare
- 63 Cyprus 9.5% compare
More financial sector data for Kosovo
- Net domestic credit (current LCU), per capita 3,518 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 0.5007 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 17.34 % change on previous year (2024)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, annual growth rate -3.12 % change on previous year (2025)
- Domestic credit to private sector by banks 59.9% (2025)
- Total reserves in months of imports 1.82 (2025)
- Net domestic credit 5.61 billion current LCU (2024)
- Net foreign assets 2.40 billion current LCU (2024)
Frequently asked questions
- What is bank capital to assets ratio in Kosovo?
- Bank capital to assets ratio in Kosovo was 9.7% in 2025, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Kosovo?
- The highest recorded value was 12.0% in 2017.
- What is the lowest bank capital to assets ratio recorded in Kosovo?
- The lowest recorded value was 8.1% in 2013.
- How does Kosovo rank for bank capital to assets ratio?
- Kosovo ranks 60th out of 146 countries with data for 2025.
- Is bank capital to assets ratio rising or falling in Kosovo?
- Over the last ten years it is down 11.7%. The long-run trend across the full record is rising.
- Where does this Kosovo data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.