Bank capital to assets ratio in Lesotho
Lesotho: Bank capital to assets ratio was 11.2% in 2024. ▲ Rising
Bank capital to assets ratio in Lesotho, 2009–2024
Source: Financial Soundness Indicators, International Monetary Fund (IMF). Measured in %.
Analysis
In 2024, bank capital to assets ratio in Lesotho stood at 11.2%.
That represents a change of up 16.9% on the previous year and up 67.4% over ten years.
Over the whole period, bank capital to assets ratio in Lesotho peaked at 12.5% in 2022 and was at its lowest, 4.7%, in 2009.
Lesotho ranks 41st of 146 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 16 years of available data.
Bank capital to assets ratio in Lesotho, year by year
| Year | % | Change |
|---|---|---|
| 2009 | 4.7% | — |
| 2010 | 5.2% | +9.5% |
| 2011 | 5.5% | +6.1% |
| 2012 | 6.8% | +23.3% |
| 2013 | 6.0% | -12.0% |
| 2014 | 6.7% | +11.6% |
| 2015 | 7.1% | +6.2% |
| 2016 | 9.1% | +28.0% |
| 2017 | 9.7% | +6.9% |
| 2018 | 10.3% | +6.1% |
| 2019 | 10.4% | +1.2% |
| 2020 | 11.3% | +9.0% |
| 2021 | 10.9% | -3.8% |
| 2022 | 12.5% | +14.3% |
| 2023 | 9.5% | -23.5% |
| 2024 | 11.2% | +16.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.7% | 4.7% | 4.7% | 1 |
| 2010s | 7.7% | 5.2% | 10.4% | 10 |
| 2020s | 11.1% | 9.5% | 12.5% | 5 |
Countries ranked near Lesotho
More financial sector data for Lesotho
- Net domestic credit (current LCU), per capita 1,569 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 1.53 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate -37.76 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 0 SDR (2023)
- Gold reserves at market value 0 SDR (2023)
- Reserves excluding gold, foreign exchange 660.13 million SDR (2024)
- Reserves excluding gold 772.82 million SDR (2024)
- Total reserves (gold at market value) 772.82 million SDR (2024)
- Total reserves (gold at national valuation) 772.82 million SDR (2024)
- Total reserves (gold at national valuation) (SDR), per capita 330.63 SDR per person (2024)
Frequently asked questions
- What is bank capital to assets ratio in Lesotho?
- Bank capital to assets ratio in Lesotho was 11.2% in 2024, according to Financial Soundness Indicators, International Monetary Fund (IMF).
- What is the highest bank capital to assets ratio recorded in Lesotho?
- The highest recorded value was 12.5% in 2022.
- What is the lowest bank capital to assets ratio recorded in Lesotho?
- The lowest recorded value was 4.7% in 2009.
- How does Lesotho rank for bank capital to assets ratio?
- Lesotho ranks 41st out of 146 countries with data for 2024.
- Is bank capital to assets ratio rising or falling in Lesotho?
- Over the last ten years it is up 67.4%. The long-run trend across the full record is rising.
- Where does this Lesotho data come from?
- The figures come from Financial Soundness Indicators, International Monetary Fund (IMF), published as part of Bank capital to assets ratio (%). Statizoid updates them automatically from the source API.
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CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
The indicator is a measure of capital adequacy that evaluates the financial strength of deposit takers by comparing Tier 1 capital to total assets. Tier 1 capital, often referred to as core capital, includes the most stable and readily available forms of capital, such as common equity, disclosed reserves, retained earnings, and certain other instruments that meet regulatory requirements under the Basel framework. This capital is considered the highest quality because it is fully available to cover losses and does not need to be repaid.