Bank concentration in Germany
Germany: Bank concentration was 79.4% in 2021. ▬ Flat
Bank concentration in Germany, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
Germany recorded 79.4% for bank concentration in 2021. That is the highest value across all 22 years on record.
The figure is up 0.4% on the previous year and up 1.0% over ten years.
Over the whole period, bank concentration in Germany peaked at 79.4% in 2021 and was at its lowest, 67.6%, in 2019.
That places Germany 64th out of 170 countries with data for 2021, putting it in the middle of the range.
Bank concentration in Germany, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 70.2% | — |
| 2001 | 71.0% | +1.0% |
| 2002 | 72.7% | +2.5% |
| 2003 | 71.8% | -1.3% |
| 2004 | 72.7% | +1.3% |
| 2005 | 74.4% | +2.3% |
| 2006 | 73.4% | -1.4% |
| 2007 | 73.6% | +0.4% |
| 2008 | 73.9% | +0.4% |
| 2009 | 78.0% | +5.5% |
| 2010 | 79.4% | +1.8% |
| 2011 | 78.7% | -0.9% |
| 2012 | 79.0% | +0.4% |
| 2013 | 75.3% | -4.7% |
| 2014 | 75.9% | +0.7% |
| 2015 | 77.3% | +1.8% |
| 2016 | 75.7% | -2.0% |
| 2017 | 70.6% | -6.8% |
| 2018 | 70.3% | -0.3% |
| 2019 | 67.6% | -3.9% |
| 2020 | 79.1% | +17.0% |
| 2021 | 79.4% | +0.4% |
Germany compared with similar countries
- Germany's 79.4% is above the median for high income countries, which is 73.1%, 1.1× the median. (63 countries reporting)
- Germany's 79.4% is above the median for Europe & Central Asia, which is 68.9%, 1.2× the median. (50 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 73.2% | 70.2% | 78.0% | 10 |
| 2010s | 75.0% | 67.6% | 79.4% | 10 |
| 2020s | 79.3% | 79.1% | 79.4% | 2 |
Countries ranked near Germany
- 61 Tanzania 80.5% compare
- 62 South Africa 79.4% compare
- 63 Senegal 79.4% compare
- 65 Slovakia 78.9% compare
- 66 Mozambique 78.7% compare
- 67 Dominican Republic 78.1% compare
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is bank concentration in Germany?
- Bank concentration in Germany was 79.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank concentration recorded in Germany?
- The highest recorded value was 79.4% in 2021.
- What is the lowest bank concentration recorded in Germany?
- The lowest recorded value was 67.6% in 2019.
- How does Germany rank for bank concentration?
- Germany ranks 64th out of 170 countries with data for 2021.
- Is bank concentration rising or falling in Germany?
- Over the last ten years it is up 1.0%. The long-run trend across the full record is flat.
- Where does this Germany data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank concentration (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. (Sum(data2025) for three largest banks in Bankscope) / (Sum(data2025) for all banks in Bankscope). Only reported if number of banks in Bankscope is 3 or more. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.