Bank concentration in New Zealand
New Zealand: Bank concentration was 57.2% in 2021. ▼ Falling
Bank concentration in New Zealand, 2006–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
The most recent figure for bank concentration in New Zealand is 57.2%, measured in 2021. That is the lowest value across all 16 years on record.
The figure is down 1.5% on the previous year and down 24.0% over ten years.
Over the whole period, bank concentration in New Zealand peaked at 93.6% in 2006 and was at its lowest, 57.2%, in 2021.
That places New Zealand 132nd out of 170 countries with data for 2021, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 16 years of available data.
Bank concentration in New Zealand, year by year
| Year | % | Change |
|---|---|---|
| 2006 | 93.6% | — |
| 2007 | 92.1% | -1.7% |
| 2008 | 78.2% | -15.0% |
| 2009 | 76.8% | -1.8% |
| 2010 | 75.7% | -1.5% |
| 2011 | 75.3% | -0.6% |
| 2012 | 74.1% | -1.5% |
| 2013 | 70.6% | -4.8% |
| 2014 | 69.0% | -2.2% |
| 2015 | 57.8% | -16.2% |
| 2016 | 59.7% | +3.3% |
| 2017 | 57.7% | -3.4% |
| 2018 | 57.4% | -0.4% |
| 2019 | 57.4% | -0.0% |
| 2020 | 58.1% | +1.1% |
| 2021 | 57.2% | -1.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 85.2% | 76.8% | 93.6% | 4 |
| 2010s | 65.5% | 57.4% | 75.7% | 10 |
| 2020s | 57.6% | 57.2% | 58.1% | 2 |
Countries ranked near New Zealand
More financial sector data for New Zealand
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 25.28 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0685 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 3,398 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 21.5 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 3,861 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 21.5 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 3,861 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 21.5 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 3,861 SDR per person (2025)
- Total reserves (gold at national valuation) 20.56 billion SDR (2025)
Frequently asked questions
- What is bank concentration in New Zealand?
- Bank concentration in New Zealand was 57.2% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank concentration recorded in New Zealand?
- The highest recorded value was 93.6% in 2006.
- What is the lowest bank concentration recorded in New Zealand?
- The lowest recorded value was 57.2% in 2021.
- How does New Zealand rank for bank concentration?
- New Zealand ranks 132nd out of 170 countries with data for 2021.
- Is bank concentration rising or falling in New Zealand?
- Over the last ten years it is down 24.0%. The long-run trend across the full record is falling.
- Where does this New Zealand data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank concentration (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 16 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. (Sum(data2025) for three largest banks in Bankscope) / (Sum(data2025) for all banks in Bankscope). Only reported if number of banks in Bankscope is 3 or more. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.