Bank concentration (%) in United States
United States: Bank concentration (%) was 38.4% in 2021. ▲ Rising
Bank concentration in United States, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank concentration in United States stood at 38.4%.
That represents a change of down 2.2% on the previous year and up 7.8% over ten years.
Over the whole period, bank concentration in United States peaked at 42.3% in 2015 and was at its lowest, 21.5%, in 2000.
United States ranks 163rd of 170 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Bank concentration (%) in United States, year by year
| Year | % | Change |
|---|---|---|
| 2000 | 21.5% | — |
| 2001 | 23.1% | +7.8% |
| 2002 | 23.5% | +1.4% |
| 2003 | 23.3% | -0.5% |
| 2004 | 28.1% | +20.3% |
| 2005 | 30.0% | +6.8% |
| 2006 | 32.8% | +9.5% |
| 2007 | 34.1% | +3.8% |
| 2008 | 35.5% | +4.3% |
| 2009 | 35.1% | -1.3% |
| 2010 | 34.7% | -1.0% |
| 2011 | 35.6% | +2.6% |
| 2012 | 35.1% | -1.5% |
| 2013 | 35.0% | -0.2% |
| 2014 | 36.2% | +3.2% |
| 2015 | 42.3% | +16.9% |
| 2016 | 42.1% | -0.6% |
| 2017 | 41.4% | -1.4% |
| 2018 | 40.2% | -3.1% |
| 2019 | 38.7% | -3.5% |
| 2020 | 39.3% | +1.4% |
| 2021 | 38.4% | -2.2% |
United States compared with similar countries
- United States's 38.4% is below the median for high income countries, which is 73.1%, 53% of the median. (63 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 28.7% | 21.5% | 35.5% | 10 |
| 2010s | 38.1% | 34.7% | 42.3% | 10 |
| 2020s | 38.8% | 38.4% | 39.3% | 2 |
Countries ranked near United States
More financial sector data for United States
- Reserve position in the IMF, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 89.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 12.2 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 65.46 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 17.82 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 89.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 12.2 % change on previous year (2025)
Frequently asked questions
- What is bank concentration in United States?
- Bank concentration in United States was 38.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank concentration recorded in United States?
- The highest recorded value was 42.3% in 2015.
- What is the lowest bank concentration recorded in United States?
- The lowest recorded value was 21.5% in 2000.
- How does United States rank for bank concentration?
- United States ranks 163rd out of 170 countries with data for 2021.
- Is bank concentration rising or falling in United States?
- Over the last ten years it is up 7.8%. The long-run trend across the full record is rising.
- Where does this United States data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank concentration (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. (Sum(data2025) for three largest banks in Bankscope) / (Sum(data2025) for all banks in Bankscope). Only reported if number of banks in Bankscope is 3 or more. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.