Bank concentration in United States
United States: Bank concentration was 38.4% in 2021. ▲ Rising
Bank concentration in United States, 2000–2021
Source: Bankscope, Bureau van Dijk (BvD). Measured in %.
Analysis
In 2021, bank concentration in United States stood at 38.4%.
That represents a change of down 2.2% on the previous year and up 7.8% over ten years.
Over the whole period, bank concentration in United States peaked at 42.3% in 2015 and was at its lowest, 21.5%, in 2000.
United States ranks 163rd of 169 countries on this measure, in the bottom quarter.
The long-run direction has been consistently rising across the 22 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 28.7% | 21.5% | 35.5% | 10 |
| 2010s | 38.1% | 34.7% | 42.3% | 10 |
| 2020s | 38.8% | 38.4% | 39.3% | 2 |
Countries ranked near United States
More financial sector data for United States
- Domestic credit to private sector by banks 44.5% (2025)
- Total reserves in months of imports 2.84 (2025)
- Net domestic credit 32.37 trillion current LCU (2025)
- Net foreign assets 1.26 trillion current LCU (2025)
- Monetary Sector credit to private sector 44.5% (2025)
- Broad money 99.7% (2025)
- Claims on central government, etc. 54.2% (2025)
- Domestic credit to private sector 201.3% (2025)
- Official exchange rate 1 LCU per US$, period average (2025)
- Net migration 1.23 million (2025)
Frequently asked questions
- What is bank concentration in United States?
- Bank concentration in United States was 38.4% in 2021, according to Bankscope, Bureau van Dijk (BvD).
- What is the highest bank concentration recorded in United States?
- The highest recorded value was 42.3% in 2015.
- What is the lowest bank concentration recorded in United States?
- The lowest recorded value was 21.5% in 2000.
- How does United States rank for bank concentration?
- United States ranks 163rd out of 169 countries with data for 2021.
- Is bank concentration rising or falling in United States?
- Over the last ten years it is up 7.8%. The long-run trend across the full record is rising.
- Where does this United States data come from?
- The figures come from Bankscope, Bureau van Dijk (BvD), published as part of Bank concentration (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from Bankscope. (Sum(data2025) for three largest banks in Bankscope) / (Sum(data2025) for all banks in Bankscope). Only reported if number of banks in Bankscope is 3 or more. Calculated from underlying bank-by-bank unconsolidated data from Bankscope.